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Spirit Dental Network 1200/2500/3500 Plan Dental Insurance for Seniors in West Virginia

Network Plan
$31.16/Mo
Spirit Dental senior dental plan for people with Medicare
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Rating:Spirit Dental A.M. Best rating.
Premium: from $31.16/mo*
Deductible:None
Coverage:Year 1: $1,200, Year 2: $2,500, Year 3: $3,500
Plan Type:Network
Benefits:Spirit Dental Network 1200/2500/3500 Plan Dental Plan 2000-002 Summary of Benefits for West Virginia

*Premiums vary based on regional pricing.

Spirit Dental Network 1200/2500/3500 Plan, by Spirit Dental, is a Dental PPO (Preferred Provider Organization) plan for West Virginia seniors. MedicareWire has selected Spirit Dental & Vision as it's top choice for seniors based on overall coverage, value and customer satisfaction.

With the Spirit Dental Network 1200/2500/3500 Plan plan for West Virginia seniors, you can choose any dentist that you wish that participates in the network. Spirit network dentists agree to accept reimbursement per a schedule set by the plan as well as provide you with discounts on certain services.

No Waiting Periods

With Spirit Dental there are no waiting periods. This means you have coverage beginning on the first day your policy takes effect. Other dental insurance providers impose an initial waiting period. When this happens, you're forced to pay out of pocket 100% of your dental service costs. With Spirit, simply choose the start date that works best for you. Your policy will arrive within 10 business days of enrollment.

30-Day Customer Satisfaction Guarantee

All Spirit Individual Dental and Vision plans come with a 30-day Customer Satisfaction Guarantee. You have 30 days after your plan becomes effective to cancel. Any premium paid will be fully refunded provided no covered services have been rendered. If services have been provided, you may still cancel your policy, however, the premium paid will not be eligible for reimbursement.

Three Cleanings Per Year... Included!

To help prevent disease and also help maintain your healthy smile, Spirit Dental offers not one, not two, but three cleanings per year! That's one more than most other dental plans offer. With three annual cleanings, you'll avoid problems before they start.

Dental Implants

Dental implants have a range of benefits for seniors, including appearance, comfort and durability. They are the preferred solution for missing tooth or teeth. Unlike dentures or removable bridges, which can be uncomfortable and require more maintenance, dental implants look natural and work like your original teeth.

Implant typically costs between $850 and $3,500 for a single tooth. Unlike other dental insurance policies, Spirit helps you pay for your implants from day one. No waiting. Most plans impose a long wait period before you qualify for this type of care.

Add Vision for Just a Few Dollas More

Spirit Dental & Vision's vision plan can be added for about $7 per month. Vision benefits include:

  • Savings on eye care and eyewear
  • Access to 7800 providers nationwide, including the nation's top optical retail brands
  • Eye Exam $10 Copay (Once every 12 months.)
  • Eye Glasses/Lenses $20 Copay (Once every 24 months)
  • Frames $0 Copay (Once every 24 months)
  • Contact Lenses (Once every 24 months) (Instead of lenses and frame)

These are just a few of the reason that Spirit Dental & Vision is MedicareWire's #1 choice.

The monthly premium with the Spirit Dental Network 1200/2500/3500 Plan plan starts at about $31.16. This is an estimated rate for a 65 year old woman living in West Virginia that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Spirit Dental Network 1200/2500/3500 Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:Network
Co-insurance:Preventive: 0%
Basic: 20-50%; Major: 50-75%
Ortho: 50-90%
Annual Deductible:None
Max Benefit:Year 1: $1,200, Year 2: $2,500, Year 3: $3,500
Cleanings:Included in preventative benefit.
No waiting period
Topical Fluoride:Plan Pays: Year 1: 50%;
Year 2: 65%;
Year 3: 80%
No waiting period
Sealant:Plan Pays: Year 1: 50%;
Year 2: 65%;
Year 3: 80%
No waiting period
Fillings & Restorative Dentistry:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
X-Rays:Plan Pays: Year 1: 50%;
Year 2: 65%;
Year 3: 80%
No waiting period
Oral Surgery:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Tooth Extractions:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Crowns:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Root Canals:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Periodontics:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Dentures:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Bridges:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period
Endodontics:Plan Pays: Year 1: 25%;
Year 2: 50%;
Year 3: 50%
No waiting period

Contact Spirit Dental

For more information about this plan, download the Summary of Benefits Spirit Dental Network 1200/2500/3500 Plan Dental Plan 2000-002 Summary of Benefits for West Virginia, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Spirit Dental Network 1200/2500/3500 Plan with these quality West Virginia dental plans:

Availability

Spirit Dental Network 1200/2500/3500 Plan is available in Charleston, Huntington, Parkersburg, Morgantown, Wheeling, and most other cities and towns in West Virginia.

The dental plan information on MedicareWire is maintained by and was last updated on .