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Delta Dental Individual and Family Plan C Dental Insurance for Seniors in North Carolina

PPO Plan
$17.96/Mo
Delta Dental senior dental plan for people with Medicare
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Rating:Delta Dental A.M. Best rating.
Premium: from $17.96/mo*
Deductible:Adult: The deductible applies to Diagnostic & Prevenative, Basic and Major Services.
Child: The deductible does not apply ot exams, cleanings, fluouride, space maintainers, emergency palliatiative treatment, sealants and orthodontics.
Coverage:Adult: $500 Child: None
Plan Type:PPO
Benefits:Delta Dental Individual and Family Plan C Dental Plan 1033-001 Summary of Benefits for North Carolina

*Premiums vary based on regional pricing.

About Delta Dental Individual and Family Plan C for North Carolina Medicare Beneficiaries

Delta Dental Individual and Family Plan C, by Delta Dental, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for North Carolina seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Delta Dental Individual and Family Plan C with other PPO dental insurance in North Carolina before you choose.

The monthly premium with the Delta Dental Individual and Family Plan C plan starts at about $17.96. This is an estimated rate for a 65 year old woman living in North Carolina that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Delta Dental Individual and Family Plan C may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Adult: 20% - 50%
Child: 0 - 50%
Annual Deductible:Adult: The deductible applies to Diagnostic & Prevenative, Basic and Major Services.
Child: The deductible does not apply ot exams, cleanings, fluouride, space maintainers, emergency palliatiative treatment, sealants and orthodontics.
Max Benefit:Adult: $500 Child: None
Cleanings:Adult: 20% Coinsurance after deductible
Child: 0%/20%
No waiting period
Topical Fluoride:Adult: 20% Coinsurance after deductible
Child: 0%/20%
No waiting period
Sealant:Adult: Not Covered
Child: 0%/20%
Adult: N/A
Child: No waiting period
Fillings & Restorative Dentistry:Adult: 50% Coinsurance after deductible
Child: 50% Coinsurance after deductible
Adult: 6 months waiting period
Child: No waiting period
X-Rays:Adult: 20% Coinsurance after deductible
Child: 0%/20%
No waiting period
Oral Surgery:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Tooth Extractions:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Crowns:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Root Canals:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Periodontics:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Dentures:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Bridges:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period
Endodontics:Adult: Not Covered
Child: 50% after deductible
Adult: N/A
Child: No waiting period

Contact Delta Dental

For more information about this plan, download the Summary of Benefits Delta Dental Individual and Family Plan C Dental Plan 1033-001 Summary of Benefits for North Carolina, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Delta Dental Individual and Family Plan C with these quality North Carolina dental plans:

Availability

Delta Dental Individual and Family Plan C is available in Charlotte, Gastonia, Concord, Raleigh, Greensboro, High Point, Winston, Salem, Durham, Fayetteville, Cary, Wilmington, Ashville, Jacksonville, Chapel Hill, Rocky Mount, Burlington, Wilson, and most other cities and towns in North Carolina.

The dental plan information on MedicareWire is maintained by and was last updated on .