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Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime Dental Insurance for Seniors in Iowa

PPO Plan
$49.96/Mo
Delta Dental senior dental plan for people with Medicare
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Rating:Delta Dental A.M. Best rating.
Premium: from $49.96/mo*
Deductible:$25 PPO Network $100 Priemier Network Deductible waived in network for Diagnostic and Preventive
Coverage:$2,000 per person per calendar year
Plan Type:PPO
Benefits:Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime Dental Plan 1022-002 Summary of Benefits for Iowa

*Premiums vary based on regional pricing.

About Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime for Iowa Medicare Beneficiaries

Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime, by Delta Dental, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Iowa seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime with other PPO dental insurance in Iowa before you choose.

The monthly premium with the Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime plan starts at about $49.96. This is an estimated rate for a 65 year old woman living in Iowa that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Vary by Services
Annual Deductible:$25 PPO Network $100 Priemier Network Deductible waived in network for Diagnostic and Preventive
Max Benefit:$2,000 per person per calendar year
Cleanings:0% Coinsurance PPO Network, Premier Network 20%. Twice per benefit period, Deductible waived
No waiting period
Topical Fluoride:0% coinsurance PPO Network
20% coinsurance Premier Network 40% out of network coinsurance.
Under age 15 once every 12 months.
No waiting period
Sealant:0% coinsurance PPO Network and 20% Premier Network 40% out of network coinsurance.
Under age 19 benefit Once per permanent 1st and 2nd molar.
No waiting period
Fillings & Restorative Dentistry:PPO Network 20% and Premier Network Coinsurance 40% out of network 60% coinsurance.
No waiting period
X-Rays:0% coinsurance PPO Network; 20% coinsurance Premier Network; 40% coinsurance Out of network
No waiting period
Oral Surgery:20% coinsurance PPO network 40% Premier Network 60% coinsurance Out of Network
No waiting period
Tooth Extractions:20% coinsurance PPO network 40% Premier Network 60% coinsurance Out of Network
No waiting period
Crowns:50% coinsurance PPO Network, Premier Network
60% coinsurance out of network.
12 month waiting period
Root Canals:50% coinsurance PPO network /Premier Network 60% coinsurance Out of Network
6 month waiting period
Periodontics:50% coinsurance PPO network /Premier Network 60% coinsurance Out of Network
6 month waiting period
Dentures:50% coinsurance PPO network 50%Premier Network 60% coinsurance Out of Network
12 month waiting period
Bridges:50% coinsurance PPO network /Premier Network 60% coinsurance Out of Network
12 month waiting period
Endodontics:50% coinsurance PPO network /Premier Network 60% coinsurance Out of Network
6 month waiting period

Contact Delta Dental

For more information about this plan, download the Summary of Benefits Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime Dental Plan 1022-002 Summary of Benefits for Iowa, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime with these quality Iowa dental plans:

Availability

Delta Dental PPO Plus Premier® Individual Choice-Platinum Prime is available in Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Waterloo, Council Bluffs, Ames, Dubuquq, Ankeny, and most other cities and towns in Iowa.

The dental plan information on MedicareWire is maintained by and was last updated on .