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Renaissance MAX Choice Dental Plan Dental Insurance for Seniors in New Jersey

PPO Plan
$53.44/Mo
Renaissance senior dental plan for people with Medicare
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Rating:Renaissance A.M. Best rating.
Premium: from $53.44/mo*
Deductible:$50 individual / $150 family
Coverage:$1,200 (Applies to Diagnostic & Preventive, Basic and Major Services)
Plan Type:PPO
Benefits:Renaissance MAX Choice Dental Plan Dental Plan 1017-001 Summary of Benefits for New Jersey

*Premiums vary based on regional pricing.

About Renaissance MAX Choice Dental Plan for New Jersey Medicare Beneficiaries

Renaissance MAX Choice Dental Plan, by Renaissance, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for New Jersey seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Renaissance MAX Choice Dental Plan with other PPO dental insurance in New Jersey before you choose.

The monthly premium with the Renaissance MAX Choice Dental Plan plan starts at about $53.44. This is an estimated rate for a 65 year old woman living in New Jersey that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Renaissance MAX Choice Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Member Pays: Diagnostic & Preventive: 0%
Basic: 60%(First Year), 40%(Second Year), 20%(Third Year)
Major: 80%(First Year), 60%(Second Year), 50%(Third Year)
Orthodontia: 90%(First Year), 75%(Second Year), 50%(Third Year)
Annual Deductible:$50 individual / $150 family
Max Benefit:$1,200 (Applies to Diagnostic & Preventive, Basic and Major Services)
Cleanings:Member Pays: No charge, Deductible waived
No waiting period
Topical Fluoride:Member Pays: Year 1: 60% coinsurance after deductible;
Year 2: 40% coinsurance after deductible;
Year 3+: 20% coinsurance after deductible
No waiting period
Sealant:Member Pays: Year 1: 60% coinsurance after deductible;
Year 2: 40% coinsurance after deductible;
Year 3+: 20% coinsurance after deductible
No waiting period
Fillings & Restorative Dentistry:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
X-Rays:Member Pays: Bitewing X-Rays: Year 1: 60% coinsurance after deductible;
Year 2: 40% coinsurance after deductible;
Year 3+: 20% coinsurance after deductible.
Other X-Rays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after d
Oral Surgery:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Tooth Extractions:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Crowns:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Root Canals:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Periodontics:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Dentures:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Bridges:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period
Endodontics:Member Pays: Year 1: 80% coinsurance after deductible;
Year 2: 60% coinsurance after deductible;
Year 3+: 50% coinsurance after deductible
No waiting period

Contact Renaissance

For more information about this plan, download the Summary of Benefits Renaissance MAX Choice Dental Plan Dental Plan 1017-001 Summary of Benefits for New Jersey, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Renaissance MAX Choice Dental Plan with these quality New Jersey dental plans:

Availability

Renaissance MAX Choice Dental Plan is available in Newark, Jersey City, Camden, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester City, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Wayne, Irvington, Parsippany, and most other cities and towns in New Jersey.

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