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Starmount Standard Dental Plan Dental Insurance for Seniors in North Carolina

Indemnity Plan
$34.25/Mo
Starmount senior dental plan for people with Medicare
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Rating:Starmount A.M. Best rating.
Premium: from $34.25/mo*
Deductible:$50 individual / $150 family
Coverage:$1000 per member
Plan Type:Indemnity
Benefits:Starmount Standard Dental Plan Dental Plan 1012-004 Summary of Benefits for North Carolina

*Premiums vary based on regional pricing.

About Starmount Standard Dental Plan for North Carolina Medicare Beneficiaries

Starmount Standard Dental Plan is a Dental Indemnity plan available to North Carolina seniors with Medicare. This type of plan is also known as a fee-for-service or traditional plan. In almost all cases this type of plan allows you the freedom to visit any dentist you wish, without a referrals.

Be aware that some indemnity plans require you to obtain pre-authorization for certain procedures. After you have paid your annual deductible, you will typically pay a percentage of usual, customary and reasonable (UCR) or usual and customary (U&C) rates. This applies to all covered services.

The monthly premium with the Starmount Standard Dental Plan plan starts at about $34.25. This is an estimated rate for a 65 year old woman living in North Carolina that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Starmount Standard Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:Indemnity
Co-insurance:0%
Annual Deductible:$50 individual / $150 family
Max Benefit:$1000 per member
Cleanings:Fee Schedule. (See brochure for details), Deductible waived
No waiting period, Hearing Discount included (See brochure for details)
Topical Fluoride:Fee Schedule. (See brochure for details), Deductible waived
No waiting period
Sealant:Fee Schedule. (See brochure for details).
No waiting period
Fillings & Restorative Dentistry:Fee Schedule. (See brochure for details).
No waiting period
X-Rays:Fee Schedule. (See brochure for details).
No waiting period
Oral Surgery:Fee Schedule. (See brochure for details).
12 month Waiting Period
Tooth Extractions:Fee Schedule. (See brochure for details).
12 month Waiting Period
Crowns:Fee Schedule. (See brochure for details).
12 month Waiting Period
Root Canals:Fee Schedule. (See brochure for details).
12 month Waiting Period
Periodontics:Fee Schedule. (See brochure for details).
12 month Waiting Period
Dentures:Fee Schedule. (See brochure for details).
12 month Waiting Period
Bridges:Fee Schedule. (See brochure for details).
12 month Waiting Period
Endodontics:Fee Schedule. (See brochure for details).
12 month Waiting Period

Contact Starmount

For more information about this plan, download the Summary of Benefits Starmount Standard Dental Plan Dental Plan 1012-004 Summary of Benefits for North Carolina, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Starmount Standard Dental Plan with these quality North Carolina dental plans:

Availability

Starmount Standard Dental Plan is available in Charlotte, Gastonia, Concord, Raleigh, Greensboro, High Point, Winston, Salem, Durham, Fayetteville, Cary, Wilmington, Ashville, Jacksonville, Chapel Hill, Rocky Mount, Burlington, Wilson, and most other cities and towns in North Carolina.

The dental plan information on MedicareWire is maintained by and was last updated on .