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Starmount Preventive Basic 2.0 Dental Plan Dental Insurance for Seniors in Michigan

PPO Plan
$21.17/Mo
Starmount senior dental plan for people with Medicare
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Rating:Starmount A.M. Best rating.
Premium: from $21.17/mo*
Deductible:$50 individual / $150 family
Coverage:$1,000 per member
Plan Type:PPO
Benefits:Starmount Preventive Basic 2.0 Dental Plan Dental Plan 1012-003 Summary of Benefits for Michigan

*Premiums vary based on regional pricing.

About Starmount Preventive Basic 2.0 Dental Plan for Michigan Medicare Beneficiaries

Starmount Preventive Basic 2.0 Dental Plan, by Starmount, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Michigan seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Starmount Preventive Basic 2.0 Dental Plan with other PPO dental insurance in Michigan before you choose.

The monthly premium with the Starmount Preventive Basic 2.0 Dental Plan plan starts at about $21.17. This is an estimated rate for a 65 year old woman living in Michigan that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Starmount Preventive Basic 2.0 Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Member Pays:
Preventive - 0%
Basic - 50%
Major - N/A
Annual Deductible:$50 individual / $150 family
Max Benefit:$1,000 per member
Cleanings:Member Pays: 0% Coinsurance, Deductible waived
No waiting period, Hearing Discount included (See brochure for details)
Topical Fluoride:Member Pays: 0% Coinsurance (up to age 14), Deductible waived
No waiting period
Sealant:Member Pays: 0% Coinsurance (up to age 14)
No waiting period
Fillings & Restorative Dentistry:Member Pays: 50% Coinsurance after deductible.
No waiting period
X-Rays:Member Pays: 0% Coinsurance
No waiting period
Oral Surgery:Not Covered
Tooth Extractions:Member Pays: 50% Coinsurance after deductible.
No waiting period
Crowns:Not Covered
Root Canals:Not Covered
Periodontics:Not Covered
Dentures:Not Covered
Bridges:Not Covered
Endodontics:Not Covered

Contact Starmount

For more information about this plan, download the Summary of Benefits Starmount Preventive Basic 2.0 Dental Plan Dental Plan 1012-003 Summary of Benefits for Michigan, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Starmount Preventive Basic 2.0 Dental Plan with these quality Michigan dental plans:

Availability

Starmount Preventive Basic 2.0 Dental Plan is available in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other cities and towns in Michigan.

The dental plan information on MedicareWire is maintained by and was last updated on .