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Starmount Increasing Max 2.0 Dental Plan Dental Insurance for Seniors in Alabama

PPO Plan
$33.41/Mo
Starmount senior dental plan for people with Medicare
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Rating:Starmount A.M. Best rating.
Premium: from $33.41/mo*
Deductible:$50 individual / $150 family
Coverage:Year 1: $1,000 per member Year 2: $1250 per member Year 3+: $1500 per member
Plan Type:PPO
Benefits:Starmount Increasing Max 2.0 Dental Plan Dental Plan 1012-003 Summary of Benefits for Alabama

*Premiums vary based on regional pricing.

About Starmount Increasing Max 2.0 Dental Plan for Alabama Medicare Beneficiaries

Starmount Increasing Max 2.0 Dental Plan, by Starmount, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Alabama seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Starmount Increasing Max 2.0 Dental Plan with other PPO dental insurance in Alabama before you choose.

The monthly premium with the Starmount Increasing Max 2.0 Dental Plan plan starts at about $33.41. This is an estimated rate for a 65 year old woman living in Alabama that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Starmount Increasing Max 2.0 Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Year 1: Member Pays:
Preventive - 0%
Basic - 20%
Major - 90% Year 2: Member Pays:
Preventive - 0%
Basic - 20%
Major - 75% Year 3: Member Pays:
Preventive - 0%
Basic - 20%
Major - 50%
Annual Deductible:$50 individual / $150 family
Max Benefit:Year 1: $1,000 per member Year 2: $1250 per member Year 3+: $1500 per member
Cleanings:Member Pays: 0% Coinsurance, Deductible waived
No waiting period, Hearing Discount included (See brochure for details)
Topical Fluoride:Member Pays: 0% Coinsurance (up to age 14), Deductible waived
No waiting period
Sealant:Member Pays: 0% Coinsurance (up to age 14)
No waiting period
Fillings & Restorative Dentistry:Member Pays: 20% Coinsurance after deductible.
No waiting period
X-Rays:Member Pays: 0% Coinsurance
No waiting period
Oral Surgery:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Tooth Extractions:Member Pays: 20% Coinsurance after deductible.
No waiting period
Crowns:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Root Canals:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Periodontics:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Dentures:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Bridges:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period
Endodontics:Year 1: Member Pays: 90% Coinsurance after deductible. Year 2: Member Pays: 75% Coinsurance after deductible. Year 3: Member Pays: 50% Coinsurance after deductible.
No waiting period

Contact Starmount

For more information about this plan, download the Summary of Benefits Starmount Increasing Max 2.0 Dental Plan Dental Plan 1012-003 Summary of Benefits for Alabama, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Starmount Increasing Max 2.0 Dental Plan with these quality Alabama dental plans:

Availability

Starmount Increasing Max 2.0 Dental Plan is available in Birmingham, Auburn, Decatur, Dothan, Huntsville, Mobile, Montgomery, Tuscaloosa, and most other cities and towns in Alabama.

The dental plan information on MedicareWire is maintained by and was last updated on .