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UnitedHealthOne Dental Value Plan Dental Insurance for Seniors in Idaho

PPO Plan
$50.65/Mo
UnitedHealthOne senior dental plan for people with Medicare
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Rating:UnitedHealthOne A.M. Best rating.
Premium: from $50.65/mo*
Deductible:$50 per person (maximum three deductibles per family per calendar year)
Coverage:$1,000 per covered person
Plan Type:PPO
Benefits:UnitedHealthOne Dental Value Plan Dental Plan 1008-001 Summary of Benefits for Idaho

*Premiums vary based on regional pricing.

About UnitedHealthOne Dental Value Plan for Idaho Medicare Beneficiaries

UnitedHealthOne Dental Value Plan, by UnitedHealthOne, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Idaho seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare UnitedHealthOne Dental Value Plan with other PPO dental insurance in Idaho before you choose.

The monthly premium with the UnitedHealthOne Dental Value Plan plan starts at about $50.65. This is an estimated rate for a 65 year old woman living in Idaho that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. UnitedHealthOne Dental Value Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:20% - 50%
Annual Deductible:$50 per person (maximum three deductibles per family per calendar year)
Max Benefit:$1,000 per covered person
Cleanings:No charge (twice per calendar year; no waiting period)
Topical Fluoride:No charge (twice per calendar year for covered person under age 16; no waiting period)
Sealant:No charge
No waiting period
Fillings & Restorative Dentistry:20% Coinsurance after deductible
6 months waiting period
X-Rays:No charge (once per calendar year; no waiting period)
Oral Surgery:50% Coinsurance after deductible
12 months waiting period
Tooth Extractions:20% Coinsurance after deductible
6 months waiting period
Crowns:50% Coinsurance after deductible
12 months waiting period
Root Canals:50% Coinsurance after deductible
12 months waiting period
Periodontics:50% Coinsurance after deductible
12 months waiting period
Dentures:50% Coinsurance after deductible (once every 5 years); 12 months waiting period
Bridges:50% Coinsurance after deductible (first installation to replace one or more lost functioning natural teeth; 12 months waiting period)
Endodontics:50% Coinsurance after deductible
12 months waiting period

Contact UnitedHealthOne

For more information about this plan, download the Summary of Benefits UnitedHealthOne Dental Value Plan Dental Plan 1008-001 Summary of Benefits for Idaho, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing UnitedHealthOne Dental Value Plan with these quality Idaho dental plans:

Availability

UnitedHealthOne Dental Value Plan is available in Boise, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d'Alene, and most other cities and towns in Idaho.

The dental plan information on MedicareWire is maintained by and was last updated on .