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National General Plus Dental Plan Dental Insurance for Seniors in Michigan

Indemnity Plan
$75.00/Mo
National General senior dental plan for people with Medicare
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Rating:National General A.M. Best rating.
Premium: from $75.00/mo*
Deductible:N/A
Coverage:$1,500 Benefit
Plan Type:Indemnity
Benefits:National General Plus Dental Plan Dental Plan 1007-002 Summary of Benefits for Michigan

*Premiums vary based on regional pricing.

About National General Plus Dental Plan for Michigan Medicare Beneficiaries

National General Plus Dental Plan is a Dental Indemnity plan available to Michigan seniors with Medicare. This type of plan is also known as a fee-for-service or traditional plan. In almost all cases this type of plan allows you the freedom to visit any dentist you wish, without a referrals.

Be aware that some indemnity plans require you to obtain pre-authorization for certain procedures. After you have paid your annual deductible, you will typically pay a percentage of usual, customary and reasonable (UCR) or usual and customary (U&C) rates. This applies to all covered services.

The monthly premium with the National General Plus Dental Plan plan starts at about $75.00. This is an estimated rate for a 65 year old woman living in Michigan that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. National General Plus Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:Indemnity
Co-insurance:N/A
Annual Deductible:N/A
Max Benefit:$1,500 Benefit
Cleanings:Included in preventative benefit.
No waiting period
Topical Fluoride:Included in preventative benefit.
No waiting period
Sealant:Included in preventative benefit.
No waiting period
Fillings & Restorative Dentistry:Plan pays $90 - $375 per-service; Payment is 50% of the per-service benefit in the first policy year. After the first year, payments are 100% of the per-service benefit.
No waiting period
X-Rays:Included in preventative benefit.
No waiting period
Oral Surgery:Plan pays $75 - $1,000 per-service; Payment is 50% of the per-service benefit in the first policy year. After the first year, you receive 100% of the per-service benefit.
180 days
Tooth Extractions:Plan pays $80 - $100 per-service; Payment is 50% of the per-service benefit in the first policy year. After the first year, payments are 100% of the per-service benefit.
No waiting period
Crowns:Plan pays $40 - $450 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days
Root Canals:Plan pays $105 - $400 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days
Periodontics:Plan pays $30 - $325 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days
Dentures:Plan pays $275 - $400 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days
Bridges:Plan pays $175 - $375 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days
Endodontics:Plan pays $30 - $400 per-service; After the waiting period, payments are 50% of the per-service benefit for the remainder of the first policy year. After the first year, payments are 100% of the per-service benefit.
180 days

Contact National General

For more information about this plan, download the Summary of Benefits National General Plus Dental Plan Dental Plan 1007-002 Summary of Benefits for Michigan, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing National General Plus Dental Plan with these quality Michigan dental plans:

Availability

National General Plus Dental Plan is available in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other cities and towns in Michigan.

The dental plan information on MedicareWire is maintained by and was last updated on .