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IHC Apex Dental Plan Dental Insurance for Seniors in New Mexico

PPO Plan
$27.47/Mo
The IHC Group senior dental plan for people with Medicare
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Rating:The IHC Group A.M. Best rating.
Premium: from $27.47/mo*
Deductible:$50 per person
Coverage:$1,000 per person
Plan Type:PPO
Benefits:IHC Apex Dental Plan Dental Plan 1006-003 Summary of Benefits for New Mexico

*Premiums vary based on regional pricing.

About IHC Apex Dental Plan for New Mexico Medicare Beneficiaries

IHC Apex Dental Plan, by The IHC Group, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for New Mexico seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare IHC Apex Dental Plan with other PPO dental insurance in New Mexico before you choose.

The monthly premium with the IHC Apex Dental Plan plan starts at about $27.47. This is an estimated rate for a 65 year old woman living in New Mexico that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. IHC Apex Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:0-50% after deductible
Annual Deductible:$50 per person
Max Benefit:$1,000 per person
Cleanings:No Charge after deductible
No waiting period
Topical Fluoride:20% after deductible
No waiting period
Sealant:20% after deductible
No waiting period
Fillings & Restorative Dentistry:20% after deductible
6 month waiting period
X-Rays:20% after deductible
6 month waiting period
Oral Surgery:50% after deductible
12 month waiting period
Tooth Extractions:20% after deductible
6 month waiting period
Crowns:50% after deductible
12 month waiting period
Root Canals:50% after deductible
12 month waiting period
Periodontics:50% after deductible
12 month waiting period
Dentures:50% after deductible
12 month waiting period
Bridges:50% after deductible
12 month waiting period
Endodontics:50% after deductible
12 month waiting period

Contact The IHC Group

For more information about this plan, download the Summary of Benefits IHC Apex Dental Plan Dental Plan 1006-003 Summary of Benefits for New Mexico, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing IHC Apex Dental Plan with these quality New Mexico dental plans:

Availability

IHC Apex Dental Plan is available in Albuquerque, Las Cruces, Rio Rancho, Santa Fe, Roswell, Farmington, and most other cities and towns in New Mexico.

The dental plan information on MedicareWire is maintained by and was last updated on .