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IHC Ridge Dental Plan Dental Insurance for Seniors in Alabama

Indemnity Plan
$23.88/Mo
The IHC Group senior dental plan for people with Medicare
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Rating:The IHC Group A.M. Best rating.
Premium: from $23.88/mo*
Deductible:$100 lifetime applied to all services
Coverage:$500/$750/$1000 (3 year graded maximum)
Plan Type:Indemnity
Benefits:IHC Ridge Dental Plan Dental Plan 1006-002 Summary of Benefits for Alabama

*Premiums vary based on regional pricing.

About IHC Ridge Dental Plan for Alabama Medicare Beneficiaries

IHC Ridge Dental Plan is a Dental Indemnity plan available to Alabama seniors with Medicare. This type of plan is also known as a fee-for-service or traditional plan. In almost all cases this type of plan allows you the freedom to visit any dentist you wish, without a referrals.

Be aware that some indemnity plans require you to obtain pre-authorization for certain procedures. After you have paid your annual deductible, you will typically pay a percentage of usual, customary and reasonable (UCR) or usual and customary (U&C) rates. This applies to all covered services.

The monthly premium with the IHC Ridge Dental Plan plan starts at about $23.88. This is an estimated rate for a 65 year old woman living in Alabama that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. IHC Ridge Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:Indemnity
Co-insurance:20% - 80% after deductible
Annual Deductible:$100 lifetime applied to all services
Max Benefit:$500/$750/$1000 (3 year graded maximum)
Cleanings:20% after deductible
No waiting period
Topical Fluoride:20% after deductible
No waiting period
Sealant:20% after deductible
No waiting period
Fillings & Restorative Dentistry:60% after deductible
3 month waiting period
X-Rays:40% after deductible
No waiting period
Oral Surgery:80% after deductible
15 month waiting period
Tooth Extractions:60% after deductible
3 month waiting period
Crowns:80% after deductible
15 month waiting period
Root Canals:80% after deductible
15 month waiting period
Periodontics:80% after deductible
15 month waiting period
Dentures:80% after deductible
15 month waiting period
Bridges:80% after deductible
15 month waiting period
Endodontics:80% after deductible
15 month waiting period

Contact The IHC Group

For more information about this plan, download the Summary of Benefits IHC Ridge Dental Plan Dental Plan 1006-002 Summary of Benefits for Alabama, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing IHC Ridge Dental Plan with these quality Alabama dental plans:

Availability

IHC Ridge Dental Plan is available in Birmingham, Auburn, Decatur, Dothan, Huntsville, Mobile, Montgomery, Tuscaloosa, and most other cities and towns in Alabama.

The dental plan information on MedicareWire is maintained by and was last updated on .