IHC Bay Dental Plan Dental Insurance for Seniors in Delaware
About IHC Bay Dental Plan for Delaware Medicare Beneficiaries
IHC Bay Dental Plan, by The IHC Group, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Delaware seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.
Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).
Be sure to compare IHC Bay Dental Plan with other PPO dental insurance in Delaware before you choose.
The monthly premium with the IHC Bay Dental Plan plan starts at about $24.23. This is an estimated rate for a 65 year old woman living in Delaware that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.
Plan Benefits
The following table lists the standardized core benefits with this plan. IHC Bay Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).
Contact The IHC Group
For more information about this plan, download the Summary of Benefits
Here's their contact information:
- New Member Services: 800-228-6790
- The IHC Group Website
Compare Plans
We recommend comparing IHC Bay Dental Plan with these quality Delaware dental plans:
- CIGNAPlus Savings Dental Network Access Plan
- Aetna Vital Savings Dental Discount Plan
- Spirit Dental Network 1200/2500/3500 Plan
Availability
IHC Bay Dental Plan is available in Wilmington, Dover, Newark, Middletown, Smyrna, and most other cities and towns in Delaware.
The dental plan information on MedicareWire is maintained by David Bynon and was last updated on .