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Nationwide Multiflex Dental Classic 1500 Plan Dental Insurance for Seniors in North Dakota

Indemnity Plan
$63.23/Mo
Nationwide senior dental plan for people with Medicare
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Rating:Nationwide A.M. Best rating.
Premium: from $63.23/mo*
Deductible:$50 individual / $150 family
Coverage:$1500
Plan Type:Indemnity
Benefits:Nationwide Multiflex Dental Classic 1500 Plan Dental Plan 1005-004 Summary of Benefits for North Dakota

*Premiums vary based on regional pricing.

About Nationwide Multiflex Dental Classic 1500 Plan for North Dakota Medicare Beneficiaries

Nationwide Multiflex Dental Classic 1500 Plan is a Dental Indemnity plan available to North Dakota seniors with Medicare. This type of plan is also known as a fee-for-service or traditional plan. In almost all cases this type of plan allows you the freedom to visit any dentist you wish, without a referrals.

Be aware that some indemnity plans require you to obtain pre-authorization for certain procedures. After you have paid your annual deductible, you will typically pay a percentage of usual, customary and reasonable (UCR) or usual and customary (U&C) rates. This applies to all covered services.

The monthly premium with the Nationwide Multiflex Dental Classic 1500 Plan plan starts at about $63.23. This is an estimated rate for a 65 year old woman living in North Dakota that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Nationwide Multiflex Dental Classic 1500 Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:Indemnity
Co-insurance:20% after deductible (0-18 months waiting period based on the different benefit)
Annual Deductible:$50 individual / $150 family
Max Benefit:$1500
Cleanings:20% Coinsurance after deductible
No waiting period
Topical Fluoride:20% Coinsurance after deductible
No waiting period
Sealant:20% Coinsurance after deductible
No waiting period
Fillings & Restorative Dentistry:20% Coinsurance after deductible
6 months waiting period (waived with non-refundable annual payment)
X-Rays:20% Coinsurance after deductible
6 months waiting period (waived with non-refundable annual payment)
Oral Surgery:50% Coinsurance after deductible
18 months waiting period
Tooth Extractions:50% Coinsurance after deductible
18 months waiting period
Crowns:50% Coinsurance after deductible
18 months waiting period
Root Canals:50% Coinsurance after deductible
18 months waiting period
Periodontics:50% Coinsurance after deductible
18 months waiting period
Dentures:50% Coinsurance after deductible
18 months waiting period
Bridges:50% Coinsurance after deductible
18 months waiting period
Endodontics:50% Coinsurance after deductible
18 months waiting period

Contact Nationwide

For more information about this plan, download the Summary of Benefits Nationwide Multiflex Dental Classic 1500 Plan Dental Plan 1005-004 Summary of Benefits for North Dakota, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Nationwide Multiflex Dental Classic 1500 Plan with these quality North Dakota dental plans:

Availability

Nationwide Multiflex Dental Classic 1500 Plan is available in Fargo, Bismarck, Grand Forks, Minot, West Fargo, and most other cities and towns in North Dakota.

The dental plan information on MedicareWire is maintained by and was last updated on .