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Nationwide Multiflex Dental Classic Select 2000 Plan Dental Insurance for Seniors in New York

PPO Plan
$54.79/Mo
Nationwide senior dental plan for people with Medicare
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Rating:Nationwide A.M. Best rating.
Premium: from $54.79/mo*
Deductible:$50 individual / $150 family
Coverage:$2000
Plan Type:PPO
Benefits:Nationwide Multiflex Dental Classic Select 2000 Plan Dental Plan 1005-003 Summary of Benefits for New York

*Premiums vary based on regional pricing.

About Nationwide Multiflex Dental Classic Select 2000 Plan for New York Medicare Beneficiaries

Nationwide Multiflex Dental Classic Select 2000 Plan, by Nationwide, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for New York seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Nationwide Multiflex Dental Classic Select 2000 Plan with other PPO dental insurance in New York before you choose.

The monthly premium with the Nationwide Multiflex Dental Classic Select 2000 Plan plan starts at about $54.79. This is an estimated rate for a 65 year old woman living in New York that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Nationwide Multiflex Dental Classic Select 2000 Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Preventive - 0%, Basic - 20% after deductible, Major - 40% after deductible (0-18 months waiting period based on the different benefit)
Annual Deductible:$50 individual / $150 family
Max Benefit:$2000
Cleanings:0% Coinsurance, deductible waived
No waiting period
Topical Fluoride:0% Coinsurance, deductible waived
No waiting period
Sealant:0% Coinsurance, deductible waived
No waiting period
Fillings & Restorative Dentistry:20% Coinsurance after deductible
6 months waiting period (waived with non-refundable annual payment)
X-Rays:20% Coinsurance after deductible
6 months waiting period (waived with non-refundable annual payment)
Oral Surgery:40% Coinsurance after deductible
18 months waiting period
Tooth Extractions:40% Coinsurance after deductible
18 months waiting period
Crowns:40% Coinsurance after deductible
18 months waiting period
Root Canals:40% Coinsurance after deductible
18 months waiting period
Periodontics:40% Coinsurance after deductible
18 months waiting period
Dentures:40% Coinsurance after deductible
18 months waiting period
Bridges:40% Coinsurance after deductible
18 months waiting period
Endodontics:40% Coinsurance after deductible
18 months waiting period

Contact Nationwide

For more information about this plan, download the Summary of Benefits Nationwide Multiflex Dental Classic Select 2000 Plan Dental Plan 1005-003 Summary of Benefits for New York, call, or visit their website.

Here's their contact information:

Compare Plans

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Availability

Nationwide Multiflex Dental Classic Select 2000 Plan is available in Buffalo, Niagara Falls, Rochester, Albany, Schenectady, Troy, Syracuse, Yonkers, New Rochelle, Mount Vernon, Utica, Binghamton, New York, and most other cities and towns in New York.

The dental plan information on MedicareWire is maintained by and was last updated on .