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Golden Rule Dental Primary Plan Dental Insurance for Seniors in Oregon

PPO Plan
$27.41/Mo
Golden Rule senior dental plan for people with Medicare
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Rating:Golden Rule A.M. Best rating.
Premium: from $27.41/mo*
Deductible:$50 per person for basic services
Coverage:$1,000 per person
Plan Type:PPO
Benefits:Golden Rule Dental Primary Plan Dental Plan 1004-001 Summary of Benefits for Oregon

*Premiums vary based on regional pricing.

About Golden Rule Dental Primary Plan for Oregon Medicare Beneficiaries

Golden Rule Dental Primary Plan, by Golden Rule, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Oregon seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Golden Rule Dental Primary Plan with other PPO dental insurance in Oregon before you choose.

The monthly premium with the Golden Rule Dental Primary Plan plan starts at about $27.41. This is an estimated rate for a 65 year old woman living in Oregon that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Golden Rule Dental Primary Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:30%
Annual Deductible:$50 per person for basic services
Max Benefit:$1,000 per person
Cleanings:$25 Copay, Deductible waived
No waiting period
Topical Fluoride:$25 copay (limited to covered persons under age 16, limited to 2 times per calendar year), Deductible waived
No waiting period
Sealant:$25 copay (limited to covered persons under age 16 and once per first and second permanent molar every 36 months)
No waiting period
Fillings & Restorative Dentistry:30% coinsurance after deductible
6 months waiting period
X-Rays:$25 copay (limited to 1 series per calendar year)
No waiting period
Oral Surgery:Not Covered
Tooth Extractions:30% coinsurance after deductible
6 months waiting period
Crowns:Not Covered
Root Canals:Not Covered
Periodontics:Not Covered
Dentures:Not Covered
Bridges:Not Covered
Endodontics:Not Covered

Contact Golden Rule

For more information about this plan, download the Summary of Benefits Golden Rule Dental Primary Plan Dental Plan 1004-001 Summary of Benefits for Oregon, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Golden Rule Dental Primary Plan with these quality Oregon dental plans:

Availability

Golden Rule Dental Primary Plan is available in Portland, Hillsboro, Eugene, Salem, Gresham, Beaverton, Bend, Medford, Springfield, Corvallis, Albany, and most other cities and towns in Oregon.

The dental plan information on MedicareWire is maintained by and was last updated on .