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Humana Preventive Plus Dental Plan Dental Insurance for Seniors in New Jersey

PPO Plan
$23.99/Mo
Humana senior dental plan for people with Medicare
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Rating:Humana A.M. Best rating.
Premium: from $23.99/mo*
Deductible:Individual $50/Family $150 (up to three members)
Coverage:$1,000 per individual on the plan
Plan Type:PPO
Benefits:Humana Preventive Plus Dental Plan Dental Plan 1002-001 Summary of Benefits for New Jersey

*Premiums vary based on regional pricing.

About Humana Preventive Plus Dental Plan for New Jersey Medicare Beneficiaries

Humana Preventive Plus Dental Plan, by Humana, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for New Jersey seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare Humana Preventive Plus Dental Plan with other PPO dental insurance in New Jersey before you choose.

The monthly premium with the Humana Preventive Plus Dental Plan plan starts at about $23.99. This is an estimated rate for a 65 year old woman living in New Jersey that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. Humana Preventive Plus Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:0% for Preventive, 50% after deductible for Basic
Annual Deductible:Individual $50/Family $150 (up to three members)
Max Benefit:$1,000 per individual on the plan
Cleanings:No Charge (limit 2 per year)
No waiting period
Topical Fluoride:No Charge (limit 1 per year, age 14 and under)
No waiting period
Sealant:No Charge (limit of 1 per tooth per lifetime, age 14 and under)
No waiting period
Fillings & Restorative Dentistry:50% after Deductible (limit 2 per year, composite covered on front teeth only)
six month waiting period
X-Rays:No Charge (limit one set per year, excludes full mouth and panoramic)
No waiting period
Oral Surgery:50% after Deductible
six month waiting period
Tooth Extractions:50% after Deductible
six month waiting period
Crowns:50% after Deductible (prefabricated stainless steel crowns only)
six month waiting period
Root Canals:Receive an average discount of 28 percent by seeing in-network dentists
No waiting period
Periodontics:Receive an average discount of 28 percent by seeing in-network dentists
No waiting period
Dentures:Receive an average discount of 28 percent by seeing in-network dentists
No waiting period
Bridges:Receive an average discount of 28 percent by seeing in-network dentists
No waiting period
Endodontics:Receive an average discount of 28 percent by seeing in-network dentists
No waiting period

Contact Humana

For more information about this plan, download the Summary of Benefits Humana Preventive Plus Dental Plan Dental Plan 1002-001 Summary of Benefits for New Jersey, call, or visit their website.

Here's their contact information:

Compare Plans

We recommend comparing Humana Preventive Plus Dental Plan with these quality New Jersey dental plans:

Availability

Humana Preventive Plus Dental Plan is available in Newark, Jersey City, Camden, Paterson, Elizabeth, Edison, Woodbridge, Lakewood, Toms River, Hamilton, Trenton, Clifton, Cherry Hill, Passaic, Middletown, Union City, Old Bridge, Gloucester City, East Orange, Bayonne, Franklin, North Bergen, Vineland, Union, Piscataway, New Brunswick, Wayne, Irvington, Parsippany, and most other cities and towns in New Jersey.

The dental plan information on MedicareWire is maintained by and was last updated on .