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Senior Dental Plans
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Maryland
 » 
CareFirst BlueDental Preferred - High Option Plan

CareFirst BlueDental Preferred - High Option Plan Dental Insurance for Seniors in Maryland

PPO Plan
$46.11/Mo
CareFirst senior dental plan for people with Medicare
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Contact the Plan
Rating:CareFirst A.M. Best rating.
Premium: from $46.11/mo*
Deductible:$0 deductible for preventive & diagnostic services
$60 individual/$180 family deductible for basic services
$60 individual/$180 family deductible for major services
Coverage:$1,000 for members over age 19
Plan Type:PPO
Benefits:CareFirst BlueDental Preferred - High Option Plan Dental Plan 1000-003 Summary of Benefits for Maryland

*Premiums vary based on regional pricing.

About CareFirst BlueDental Preferred - High Option Plan for Maryland Medicare Beneficiaries

CareFirst BlueDental Preferred - High Option Plan, by CareFirst, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Maryland seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

Be sure to compare CareFirst BlueDental Preferred - High Option Plan with other PPO dental insurance in Maryland before you choose.

The monthly premium with the CareFirst BlueDental Preferred - High Option Plan plan starts at about $46.11. This is an estimated rate for a 65 year old woman living in Maryland that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. CareFirst BlueDental Preferred - High Option Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit Coverage
Dental Plan Type:PPO
Co-insurance:Preventive - $0 deductible waived
Basic - 20% coinsurance after deductible
Major (Surgical) - 20% coinsurance after deductible
Major (Restorative) - 50% coinsurance after deductible
Annual Deductible:$0 deductible for preventive & diagnostic services
$60 individual/$180 family deductible for basic services
$60 individual/$180 family deductible for major services
Max Benefit:$1,000 for members over age 19
Cleanings:No Charge, Deductible waived
No waiting period
Topical Fluoride:No Charge, Deductible waived
No waiting period
Sealant:No Charge
No waiting period
Fillings & Restorative Dentistry:20% Coinsurance after deductible
No waiting period
X-Rays:No Charge
No waiting period
Oral Surgery:20% Coinsurance after deductible
No waiting period
Tooth Extractions:20% Coinsurance after deductible
No waiting period
Crowns:50% Coinsurance after deductible
No waiting period
Root Canals:20% Coinsurance after deductible
No waiting period
Periodontics:20% Coinsurance after deductible
No waiting period
Dentures:50% Coinsurance after deductible
No waiting period
Bridges:50% Coinsurance after deductible
No waiting period
Endodontics:20% Coinsurance after deductible
No waiting period

Contact CareFirst

For more information about this plan, download the Summary of Benefits CareFirst BlueDental Preferred - High Option Plan Dental Plan 1000-003 Summary of Benefits for Maryland, call, or visit their website.

Here's their contact information:

  • New Member Services: 800-544-8703
  • CareFirst Website

Compare Plans

We recommend comparing CareFirst BlueDental Preferred - High Option Plan with these quality Maryland dental plans:

  • DentalPlans.com :DP SmartHealth Plan
  • CIGNAPlus Savings Dental Network Access Plan
  • Aetna Vital Savings Dental Discount Plan

Availability

CareFirst BlueDental Preferred - High Option Plan is available in Baltimore, Columbia, College Park, Frederick, Rockville, Gaithersburg, Bowie, Hagerstown, Annapolis, Salisbury, Laurel, Bethesda, and most other cities and towns in Maryland.

The dental plan information on MedicareWire is maintained by David Bynon and was last updated on May 26, 2023.

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Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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