Possibly nothing gives seniors a bigger headache than their Medicare prescription drug plan and drug costs. So, after dozens of emails asking about the 2021 WellCare Value Script Medicare Part D plan, we decided to take a closer look.
Is WellCare Value Script the Best or Worst Part D plan for 2021?
The first thing to understand about the low-cost WellCare PDP is that it has a low cost for a reason. And it’s simply this: WellCare is making their money on the back-end. By that, we mean what they pay vs. what you pay at the pharmacy. Simply put, they pay less, you pay more, and by getting more members they negotiate a better discount with their preferred pharmacies, which is not passed on to consumers.
In large part, the WellCare Value Script plan highlights what’s wrong with the prescription drug market in the United States. There’s no transparency on pricing.
So, is WellCare Value Script a bad plan? No, absolutely not. We reviewed the plan’s formularyA formulary is a list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Medications not on a plan's formulary are generally not covered. and it covers most of the top 100 generic drugsA generic drug is a prescription medication that has the same active ingredient formula as a brand-name drug. Generic drugs usually cost less than brand-name drugs. prescribed to seniors. And, the Centers for Medicare & MedicaidMedicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States. Services (CMS) gives this plan 4 stars straight across the board:
- Drug Plan Customer Service
- Complaints and Changes in the Drug Plan
- Member Experience with the Drug Plan
- Drug Safety and Accuracy of Drug Pricing
We’d like to point out that in 2019 WellCare’s Drug Plan Customer Service Record, as reported by CMS, was a dismal 2 stars. They obviously made the changes necessary to bring their customer service up to the above-average mark (4 stars).
Is WellCare Value Script the Least Expensive Part D Plan?
That depends.
If you don’t have regular prescriptions, then, absolutely, it’s cheap. So, by all means, if you’re a healthy senior, enroll in this plan.
However, if you have three or more regular prescriptions for generics, or you take one or more brand name drugs, it’s best to do more research because other plans are likely to cost less, particularly the brand name drugs.
Wellcare Value Script Preferred Pharmacies
Wellcare has a large pharmacy network. Major pharmacy in the network include:
- Walgreens
- CVS
- Walmart
- Independent pharmacies
- Most grocers
CVS CaremarkĀ Mail Service Pharmacy is WellCare’s preferred mail-service pharmacy.
If you’re interested in learning more about this plan in your state, follow one of these links:
WellCare Value Script – Alaska
WellCare Value Script – Alabama
WellCare Value Script – Arkansas
WellCare Value Script – Arizona
WellCare Value Script – California
WellCare Value Script – Colorado
WellCare Value Script – Connecticut
WellCare Value Script – Delaware
WellCare Value Script – Florida
WellCare Value Script – Georgia
WellCare Value Script – Hawaii
WellCare Value Script – Iowa
WellCare Value Script – Idaho
WellCare Value Script – Illinois
WellCare Value Script – Indiana
WellCare Value Script – Kansas
WellCare Value Script – Kentucky
WellCare Value Script – Louisiana
WellCare Value Script – Massachusetts
WellCare Value Script – Maryland
WellCare Value Script – Maine
WellCare Value Script – Michigan
WellCare Value Script – Minnesota
WellCare Value Script – Missouri
WellCare Value Script – Mississippi
WellCare Value Script – Montana
WellCare Value Script – North Carolina
WellCare Value Script – North Dakota
WellCare Value Script – Nebraska
WellCare Value Script – New Hampshire
WellCare Value Script – Nevada
WellCare Value Script – New Jersey
WellCare Value Script – New Mexico
WellCare Value Script – New York
WellCare Value Script – Ohio
WellCare Value Script – Oklahoma
WellCare Value Script – Oregon
WellCare Value Script – Pennsylvania
WellCare Value Script – Rhode Island
WellCare Value Script – South Carolina
WellCare Value Script – South Dakota
WellCare Value Script – Tennessee
WellCare Value Script – Texas
WellCare Value Script – Utah
WellCare Value Script – Virginia
WellCare Value Script – Vermont
WellCare Value Script – Washington
WellCare Value Script – Wisconsin
WellCare Value Script – West Virginia
WellCare Value Script – Wyoming