Possibly nothing gives seniors a bigger headache than their prescription drug plan and drug costs. So, after dozens of emails asking about the 2019 WellCare Value Script Medicare Part D plan (PDP), we decided to take a closer look.
Is it the best or worst Part D plan for 2019?
The first thing to understand about the low-cost WellCare PDP is that it has a low cost for a reason. And it’s simply this: WellCare is making their money on the back-end. By that we mean in what they pay vs. what you pay at the pharmacy. Simply put, they pay less, you pay more, and by getting more members they negotiate a better discount with their preferred pharmacies, which is not passed on to consumers.
In large part the WellCare Value Script plan highlights what’s wrong with the prescription drug market in the United States. There’s no transparency on pricing. This is exactly the situation the Trump administration is working to resolve.
So, is WellCare Value Script a bad plan? No, absolutely not. We evaluated the plan’s formulary and it covers most of the top 100 generic drugs prescribed to seniors.
Is it the least expensive PDP? That depends.
If you don’t have regular prescriptions, then, absolutely, it’s cheap. So, by all means, if you’re a healthy senior, enroll in this plan.
However, if you have three or more regular prescriptions for generics, or you take one or more brand name drugs, its best to do more research, because other plans are likely to cost less, particularly the brand name drugs.
We’d also like to point out WellCare’s “Drug Plan Customer Service Record”, as reported by CMS. With just 2 stars on this metric, we highly recommend reviewing other options. CMS gave WellCare an overall grade of 3-stars, however, we believe they have some work to do to bring their service up to par with the best in the industry.
If you’re interested in learning more about this plan in your state, follow one of these links:
2019 WellCare Value Script – Alaska
2019 WellCare Value Script – Alabama
2019 WellCare Value Script – Arkansas
2019 WellCare Value Script – Arizona
2019 WellCare Value Script – California
2019 WellCare Value Script – Colorado
2019 WellCare Value Script – Connecticut
2019 WellCare Value Script – Delaware
2019 WellCare Value Script – Florida
2019 WellCare Value Script – Georgia
2019 WellCare Value Script – Hawaii
2019 WellCare Value Script – Iowa
2019 WellCare Value Script – Idaho
2019 WellCare Value Script – Illinois
2019 WellCare Value Script – Indiana
2019 WellCare Value Script – Kansas
2019 WellCare Value Script – Kentucky
2019 WellCare Value Script – Louisiana
2019 WellCare Value Script – Massachusetts
2019 WellCare Value Script – Maryland
2019 WellCare Value Script – Maine
2019 WellCare Value Script – Michigan
2019 WellCare Value Script – Minnesota
2019 WellCare Value Script – Missouri
2019 WellCare Value Script – Mississippi
2019 WellCare Value Script – Montana
2019 WellCare Value Script – North Carolina
2019 WellCare Value Script – North Dakota
2019 WellCare Value Script – Nebraska
2019 WellCare Value Script – New Hampshire
2019 WellCare Value Script – Nevada
2019 WellCare Value Script – New Jersey
2019 WellCare Value Script – New Mexico
2019 WellCare Value Script – New York
2019 WellCare Value Script – Ohio
2019 WellCare Value Script – Oklahoma
2019 WellCare Value Script – Oregon
2019 WellCare Value Script – Pennsylvania
2019 WellCare Value Script – Rhode Island
2019 WellCare Value Script – South Carolina
2019 WellCare Value Script – South Dakota
2019 WellCare Value Script – Tennessee
2019 WellCare Value Script – Texas
2019 WellCare Value Script – Utah
2019 WellCare Value Script – Virginia
2019 WellCare Value Script – Vermont
2019 WellCare Value Script – Washington
2019 WellCare Value Script – Wisconsin
2019 WellCare Value Script – West Virginia
2019 WellCare Value Script – Wyoming
