Your Guide to the SilverSneakers Medicare program: Is it Right for You?

by David Bynon, last updated

You’re looking for ways to stay active and healthy, and you’ve heard about the SilverSneakers Medicare program. You’re not alone – millions of older adults are enrolled in this fantastic fitness program.

We’ll explain everything you need to know about the SilverSneakers Medicare program, from eligibility to fitness centers to finding locations.

What Is the SilverSneakers Program?

What is the SilverSneakers Medicare program?

The SilverSneakers Medicare program is a fitness and wellness program for adults 65 and older. It is often included as a free benefit with qualifying Medicare Advantage (Part C) plans and gives members access to various fitness facilities and other free gym membership resources.

With SilverSneakers, you’re not just signing up for gym access. You’re gaining entry to a supportive community of like-minded individuals who prioritize health and wellness.

How SilverSneakers Works

SilverSneakers partners with thousands of fitness locations across the United States, including gyms, community centers, and even YMCAs.

Your SilverSneakers membership grants you access to all participating locations, allowing you to choose one that suits your preferences and convenience. The SilverSneakers program offers a variety of classes and resources.

  • Gym Access: Utilize treadmills, weights, pools, and other amenities offered by participating locations.
  • Group Fitness Classes: Take specially designed classes such as yoga, water aerobics, Zumba, strength training, and more.
  • Social Events: Connect with other SilverSneakers members and build relationships through workshops, outings, and social gatherings.
  • Online Resources: Access fitness videos, nutrition tips, and wellness tools from the comfort of your home through SilverSneakers’ online platform and mobile app.

Do I Qualify for SilverSneakers?

Unfortunately, Original Medicare (Parts A and B) doesn’t cover SilverSneakers. You’ll need a Medicare Advantage plan that includes it. Many plans offer this benefit.

Are you curious to know if your plan covers it? The SilverSneakers website has a handy eligibility tool.

What If My Current Medicare Plan Doesn’t Include SilverSneakers?

This is a common question.

You can always switch to a different Medicare Advantage plan that offers SilverSneakers during the Annual Election Period (AEP), which runs from October 15th to December 7th. The AEP allows you to change plans. Your new coverage will begin on January 1st of the following year.

While it might seem far away, make a note to review your options during the AEP. Prioritizing your fitness needs with a plan like this can be incredibly rewarding. Many gyms offer senior discounts if you aren’t ready to switch plans.

Finding SilverSneakers Locations and Getting Started

Excited about all of the great SilverSneakers benefits but not sure where to start? It’s easy to take that first step:

  1. Verify Eligibility: Visit the SilverSneakers website and use their eligibility checker.
  2. Locate a SilverSneakers Facility: Use their convenient location finder to pinpoint gyms, community centers, and more in your area that participate in the SilverSneakers program.
  3. Enjoy. Visit the facility and start utilizing the amenities and attending fitness classes. Remember, your SilverSneakers membership card is your ticket to a healthier and more active you.

FAQs about SilverSneakers Medicare program

How much does SilverSneakers cost?

For most individuals with qualifying Medicare Advantage plans, SilverSneakers comes at no additional cost. It’s included as part of their health plan benefits. However, be mindful that additional services like personal training or specialized classes might come at an extra fee. Always check with the specific fitness location to confirm.

Can I join SilverSneakers if I don’t have a Medicare Advantage plan?

Currently, the program is exclusive to individuals enrolled in Medicare Advantage plans that include SilverSneakers as a benefit.

Can I try SilverSneakers before committing to a Medicare Advantage plan?

There’s no trial period for SilverSneakers separately. You gain access once you enroll in a qualifying Medicare Advantage plan that includes it.

Conclusion

The SilverSneakers Medicare program is about much more than simply hitting the gym. It’s about fostering friendships, embracing a healthier lifestyle, and connecting with a community.

Staying active is one of the best things you can do for your physical and mental well-being. SilverSneakers makes it enjoyable and accessible. If you’re eligible, don’t hesitate to take advantage of this fantastic opportunity to prioritize your well-being with the SilverSneakers Medicare program.

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