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Personally Identifiable Health Information

As a publisher and Medicare insurance consultant agency, MedicareWire is not regulated by Public Law 104-191 (Health Insurance Portability and Accountability Act). However, MedicareWire takes every precaution required by HIPAA standards for the protection of an individual’s personally identifiable health information. Specifically, all personal information collected for the purpose of providing Medicare insurance information is fully encrypted in MedicareWire’s database. Additionally, access to the data is restricted to the webmaster and the consultant creating reports.  Records containing an individual’s personally identifiable health information are purged immediately after the data is used to provide the requested report. MedicareWire does not sell, share, or otherwise use the information provided for proposes other than the service requested by an individual.

What is the Health Insurance Portability and Accountability Act (HIPAA)?

The 1996 Health Insurance Portability and Accountability Act (HIPAA), Public Law 104-191, contains provisions that require the Federal government to adopt privacy protections for personally identifiable health information. These required HHS to adopt national standards for electronic healthcare transactions and codes sets, unique health identifiers, and security. These standards are defined in three rules.

The HIPAA Privacy Rule

The HIPAA Privacy Rules establish national standards for protecting individuals’ medical records, personal health information, and applies to all health plans, clearinghouses (middleman between the healthcare providers and the insurance payers), and health care providers who conduct certain electronic health care transactions. The Rule establishes safeguards to protect personal health information and limits the use and disclosures of that information without the patient’s authorization. Patients also have rights under the Rule to access and request corrections to their health information.

The HIPAA Security Rule

The HIPAA Security Rules establish national standards for protecting individuals’ electronic personal information. This includes any data that is created, received, or used by covered entities. To ensure confidentiality, integrity, security, and privacy of electronically protected healthcare information, the Security Rule requires that appropriate https://medicarewire.com/wp-content/uploads/2024/06/Geisinger-logo-1.svgistrative, physical, and technical safeguards be in place.

The HIPAA Enforcement Rule

The HIPAA Enforcement Rule contains provisions relating to compliance and investigations, the imposition of civil money penalties for violations of the HIPAA Administrative Simplification Rules, and procedures for hearings. 45 CFR Part 160, Subparts D, C, and E codify the HIPAA Enforcement Rule.

 

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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