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Code of Conduct

We built MedicareWire with core values and principles that put people first. All of our writers, partners, and partner health insurance agents are held accountable to uphold these high standards.

Strict Privacy Protection

We protect our website visitors’ privacy by only asking for essential information. All communications are at the strict request of our visitors; unwanted solicitations are not allowed.

No Selling of Data

MedicareWire shuns the abusive practice of selling and reselling consumer data that is common in the insurance industry. Those who practice this act do so for a single purpose, to maximize revenue. We believe our integrity is more important than profit and strive to bring a one-on-one relationship to the Medicare insurance sales experience.  Our number one goal is to make our customers happier by helping them understand their coverage options and helping them get enrolled in the best plan for them.

Independent and Unbiased

As publishers, we promise to provide completely transparent health insurance information. We use public data from the Centers for Medicare & Medicaid Services (CMS) to present information as clearly and as accurately as possible. All effort is made to remove personal bias related to private insurance carriers and plans. When requested, personalized information is strictly based on the individual needs and budgets of our customers. We do not make insurance recommendations. We educate and inform.

Happy Customers for Life

As an independent publisher, MedicareWire refers its visitors to its insurance partners. We do not telemarket, email, or use any form of traditional insurance lead generation techniques. All of our referrals originate from a direct phone number referral or website referral from the informational pages on MedicareWire.com.

We believe that our people-first approach is not only the right thing to do, it’s also the right way to grow our business. We are committed to creating lasting relationships with both our website visitors and our insurance partners.

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Want to report a violation? If you spot a violation of our Code of Conduct by anyone in our organization or with any of our insurance partners please contact us at [email protected]. We take all reports very seriously and will address those concerns quickly.

About the Founder: David Bynon

David has held senior leadership positions with the U.S. Navy (Command Chief), the health insurance industry (HealthNet information systems director), the telecommunications industry (GTE Mobile information systems director), and the entertainment industry (Sony Pictures information systems vice president). With the Navy, David had a top-secret clearance with sensitive compartmentalized information access (TS/SCI). During his naval career, he wrote five computer technology and https://medicarewire.com/wp-content/uploads/2024/06/Geisinger-logo-1.svgistration books, two of which sold more than 100,000 copies, and most recently a critical guide to the pros and cons of Medicare Advantage. His achievements also include patented inventions, pioneering software technologies, and two successful businesses since fully retiring from the Navy in 2007.

 

 

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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MedicareWire.com is a non-government website and is not endorsed by the Centers for Medicare & Medicaid Services. By using MedicareWire.com you agree to our Terms of Service and Privacy Policy. For official government information, please visit Medicare.gov or call 1-800-MEDICARE. Help is available 24 hours a day, 7 days a week, except on some federal holidays. You can also use the live chat service 24 hours a day, 7 days a week, except on some federal holidays.

We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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