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California Consumer Privacy

Your Personal Information

The California Consumer Privacy Act (CCPA) grants California residents the right to know how their Personal Information is collected, used, and shared. While CCPA does not apply to data governed by the federal Gramm-Leach-Bliley Act (GLBA) or HIPAA, MedicareWire discloses all practices with full transparency as part of our public-trust commitment.

MedicareWire does not collect Personal Information for direct marketing, advertising, or affiliate referral purposes. We operate as a non-commercial, independent publisher of Medicare plan data and do not offer personalized quote generation, lead forms, or user tracking technologies.

Categories We Do Not Collect

To the fullest extent possible, we avoid collecting any Personal Information. We do not request, retain, or sell:

  • “Identifiers” such as your name, email address, or phone number
  • “Protected Characteristics” such as age, gender, or medical condition
  • “Commercial Information” about what you view on our site
  • “Biometric Information” including signatures or voice recordings
  • “Geolocation Data,” “Sensory Data,” or “Inferred Data” about you

Cookies and Internet Activity

We use a privacy-focused analytics tool that does not store identifiable IP addresses or track individual users across sessions. Basic anonymized traffic data may be used to evaluate how well our public content is performing, but no personally identifiable information is retained or shared.

How We Use Information

MedicareWire’s role is to structure and publish factual, CMS-derived Medicare plan data. We do not sell, share, or transmit any Personal Information. Our systems are designed to operate without the need for user tracking or personalization. Visitors can access all content anonymously, and we do not serve targeted ads or maintain remarketing systems.

No Selling or Sharing of Personal Information

MedicareWire.com does not sell your Personal Information, as defined under CCPA. We do not share your information with third-party networks, brokers, or marketing affiliates. We do not maintain user profiles, and we do not allow partners to request or retrieve your information through our platform.

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

MedicareWire is the first live implementation of the Semantic Digest protocol and a founding member of the Trust Publishing network.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of WebMEM.com and the inventor of the WebMEM Protocol.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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