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The California Consumer Privacy Act (CCPA) entitles California residents to certain disclosures before collecting their Personal Information. MedicareWire.com must tell you the categories of information we will potentially collect from you and the business purposes for our collection of Personal Information.

CCPA does not apply to information governed by the federal Gramm-Leach-Bliley Act (GLBA) as well as other state and federal regulations like HIPAA. However, for complete transparency, we have included details about this type of information in this notice about our data collection.

Categories We Collect

To the greatest extent possible, MedicareWire does not collect any information for direct marketing purposes. When requested, we temporarily collect information necessary to deliver personalized reports. The CCPA categorizes this data collection as “Identifiers” which includes things like your name and email address. This category also includes identifiers that are associated with internet/online activity like your IP address, cookies, and the type of device used to access MedicareWire’s pages.

We will also collect Personal Information that is considered “Protected Characteristics” like your age, gender, and medical condition.

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We do not collect “Biometric Information,” which includes things like signatures, voice recordings, or other biological/health-related information.

As part of providing our online services, we collect Personal Information categorized as “Internet Activity”. This includes your interactions with our website.

Additional categories of Personal Information we collect include geolocation data and sensory data.

How We Use Personal Information

As with the categories of Personal Information we collect, the reasons for our collecting your information can vary based on the type of Medicare insurance, but all of the uses are included in the business purposes permitted by CCPA and other applicable regulations. For example, much of the information we collect from you is for performing everyday business operations. This can include things like providing quotes for premiums or preparing summary of benefits information.

MedicareWire.com does not sell your Personal Information, as defined in CCPA. We do not share your Personal Information with our trusted network of partners. Our partners are required to request your Personal Information directly.

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.

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Limitations and exclusions may apply.

Every year, Medicare evaluates plans based on a 5-star rating system.

Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.

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