Pan-American Life Medicare Supplement Plans, Louisiana
This page contains editorial content that is not endorsed or approved by Pan-American Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | 2017 |
| NAIC Number: | 67539 |
| Policy Fee: | $25.00 |
What Medicare Supplements does Pan-American Life Offer in Louisiana?
Pan-American Life Insurance Company offers 4 of the standardized Medigap policies in Louisiana. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Pan-American Life's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Pan-American Life:
REVIEW: Pan-American Life Medicare Supplements in Louisiana
Pan-American Life scored 3.0 out of 5.0 based on our scoring method. Pan-American Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Louisiana. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
Cons
- Plan F premium not in top 10 best.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Pan-American Life's Medicare supplement plan offering in Louisiana versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Pan-American Life Medigap Plan F vs. Competition
Medigap Plan F is the best selling plan sold in Louisiana. Below you can compare Pan-American Life's starting rate on Plan F vs. their top ten competitors.
Contact Pan-American Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Pan-American Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Louisiana at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Pan-American Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Availability
Pan-American Life services Medicare supplement insurance in New Orleans, Metairie, Baton Rouge, Shreveport, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Alexandria, and most other Louisiana cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Pan-American Life Medigap plans in Louisiana with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?