Anthem MediBlue Dual Access (D-SNP PPO) A 2022 New Haven County, Connecticut Medicare Advantage Special Needs Plan
Anthem MediBlue Dual Access is a D-SNP Medicare Advantage Special Needs Plan (PPO), from Anthem Blue Cross and Blue Shield, that's available in New Haven County, Connecticut. It offers all of the same basic benefits as Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage., plus some additional benefits that Medicare Part AMedicare Part A is hospital coverage for Medicare beneficiaries. It covers inpatient care in hospitals and skilled nursing facilities. It also covers limited home healthcare services and hospice care. and Part B do not cover, but out-of-pocket costsOut-of-Pocket Costs for Medicare are the remaining costs that are not covered by the beneficiary's health insurance plan. These costs can come from the beneficiary's monthly premiums, deductibles, coinsurance, and copayments. are different.
Key Takeaways
- Anthem MediBlue Dual Access is a Medicare Advantage SNP plan available to people on Medicare who also qualify for Connecticut state MedicaidMedicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States. benefits (dual-eligibleDual-eligible beneficiaries are those who receive both Medicare and Medicaid benefits. It includes beneficiaries enrolled in Medicare Part A and/or Part B while receiving full Medicaid and/or financial assistance through a Medicare Savings Program....).
- This is a zero-dollar D-SNP cost-sharing plan. Members have no copays when they use Medicare-approved healthcare services.
- To qualify to join this D-SNP, you must live in New Haven County and be enrolled in Medicare Part A and Part B, and qualify for full Medicaid benefits.
- It is a PPO style private health plan that includes Medicare Part DMedicare Part D plans are an option Medicare beneficiaries can use to get prescription drug coverage. Part D plans provide cost-sharing on covered medications in four different phases: deductible, initial coverage, coverage gap, and catastrophic. Each... prescription drug benefits.
- The annual Part D deductible is $480.00. You pay this amount before cost-sharing begins.
- Plan members that also qualify for Medicare's "Extra Help" program will also get full or partial assistance with their Medicare Part D monthly premium, annual deductible, and prescription copaymentsA copayment, also known as a copay, is a set dollar amount you are required to pay for a medical service..
- As required, Anthem MediBlue Dual Access gives its members the coverage benefits included with Medicare Parts A and B (aka, Original Medicare), but also includes additional benefits.
- If you don't qualify, compare Medicare Advantage plansMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B). available in New Haven County, Connecticut. Another way to get more coverage is with one of the many Connecticut Medigap plans and a stand-alone Part D plan for Arizona residents.
| Plan Basics | |
|---|---|
| Plan ID: | H2836-006-0 |
| Plan Type: | D-SNP |
| Network Type: | PPO |
| Plan Year: | 2022 |
| Premium: | $32.40/mo Plus your Part B premium. |
| Health Plan Deductible: | $0.00 |
| Out-of-Pocket Maximum: | $10,000 In and Out-of-network $6,700 In-networkDoctors, hospitals, pharmacies, and other healthcare providers that agree to health plan members' services and supplies at a set price are in-network providers. With some health plans, your care is only covered if you get... |
| Drug Plan Benefit: | Enhanced $480.00 deductible |
| Rx Gap Coverage: | No Gap Coverage |
| Supplemental Benefits: | Dental, Vision, Hearing |
| Availability: | New Haven County, Connecticut |
| Insured By: | Anthem Blue Cross and Blue Shield |
Health Plan Costs & Benefits
Anthem MediBlue Dual Access is a Preferred Provider Organization (PPO) plan. PPO plan members usually use in-network healthcare providers but can go out of network when necessary. However, visits to non-network providers could cost significantly more.
PremiumsA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. , deductiblesA deductible is an amount a beneficiary must pay for their health care expenses before the health insurance policy begins to pay its share., and copays vary widely from plan to plan. It is very important to compare costs and apply them to your personal financial and healthcare needs.
Monthly Premium
Anthem MediBlue Dual Access's total monthly premium in New Haven County is $32.40. This includes your prescription coverage, as well. Plus, you must continue to pay your monthly Medicare Part B premiumThe Medicare Part B premium is the monthly charge paid by beneficiaries for their outpatient medical care, services, and supplies. A beneficiary's premium may be uplifted by an IRMAA surcharge if their income is above....
Annual Deductible
Anthem MediBlue Dual Access's annual health plan deductible is $0.00. This does not include the deductible for the prescription drug plan (if any), which is detailed below.
Maximum Out-of-Pocket Limit
The Maximum Out-of-Pocket (MOOP) with this Anthem Blue Cross and Blue Shield plan is $10,000 in and out-of-network $6,700 in-network. Unlike Original Medicare, Medicare Advantage plans must set an annual Maximum Out-of-Pocket (MOOP) limit on inpatient and outpatient healthcare services. Once you reach this amount of spending on your copayments, all of your Medicare Part A and Part B services will be covered at no additional charge for the remainder of the year. MOOP does not include monthly premiums, prescriptions, or other extra benefits.
Health Plan Out-of-Pocket Costs
The following table is a summary of the most common out-of-pocket costs you will incur if you join this Anthem Blue Cross and Blue Shield plan:
| Healthcare Service | Member Cost |
|---|---|
| Health plan deductible | $0 |
| Maximum out-of-pocket enrollee responsibility (does not include prescription drugs) | $10,000 In and Out-of-network $6,700 In-network |
| Doctor Visits | |
| Primary (In-Network) | $0 copay |
| Primary (Out-of-Net) | 40% coinsuranceCoinsurance is a percentage of the total you are required to pay for a medical service. per visit |
| Specialist (Out-of-Net) | 40% coinsurance per visit (authorization required) |
| Wellness programs (e.g., fitness, nursing hotline) | Covered |
| Preventive care | 40% coinsurance |
| Mental Health Services | |
| Outpatient individual therapy visit (In-Network) | $0 copay (authorization required) |
| Outpatient individual therapy visit with a psychiatrist (In-Network) | $0 copay (authorization required) |
| Inpatient hospital - psychiatric (In-Network) | $0 copay (authorization required) |
| Inpatient hospital - psychiatric (Out-of-Net) | $305 per day for days 1 through 5 $0 per day for days 6 and beyond (authorization required) |
| Outpatient group therapy visit (Out-of-Net) | 40% coinsurance (authorization required) |
| Outpatient group therapy visit (In-Network) | $0 copay (authorization required) |
| Outpatient group therapy visit with a psychiatrist (In-Network) | $0 copay (authorization required) |
| Outpatient individual therapy visit with a psychiatrist (Out-of-Net) | 40% coinsurance (authorization required) |
| Outpatient group therapy visit with a psychiatrist (Out-of-Net) | 40% coinsurance (authorization required) |
| Rehabilitation Services | |
| Physical therapy and speech and language therapy visit (In-Network) | $0 copay (authorization required) |
| Occupational therapy visit (In-Network) | $0 copay (authorization required) |
| Physical therapy and speech and language therapy visit (Out-of-Net) | 40% coinsurance (authorization required) |
| Medical Equipment / Supplies | |
| Diabetes supplies (In-Network) | $0 copay |
| Prosthetics (e.g., braces, artificial limbs) (Out-of-Net) | 40% coinsurance per item (authorization required) |
| Durable medical equipmentDurable medical equipment (DME) is equipment that is designed to last and can be used repeatedly. It is suitable for home use and includes wheelchairs, oxygen equipment, and hospital beds. (e.g., wheelchairs, oxygen) (Out-of-Net) | 40% coinsurance per item (authorization required) |
| Durable medical equipment (e.g., wheelchairs, oxygen) (In-Network) | $0 copay (authorization required) |
| Diabetes supplies (Out-of-Net) | $0 copay |
| Diagnostic Procedures / Lab Services / Imaging | |
| Diagnostic radiology services (e.g., MRI) (In-Network) | $0 copay (authorization required) |
| Diagnostic tests and procedures (Out-of-Net) | 40% coinsurance (authorization required) |
| Diagnostic radiology services (e.g., MRI) (Out-of-Net) | 40% coinsurance (authorization required) |
| Diagnostic tests and procedures (In-Network) | $0 copay (authorization required) |
| Lab services (Out-of-Net) | 40% coinsurance (authorization required) |
| Outpatient x-rays (In-Network) | $0 copay (authorization required) |
| Lab services (In-Network) | $0 copay (authorization required) |
| Medicare Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services. Drugs | |
| Chemotherapy (In-Network) | $0 copay (authorization required) |
| Other Part B drugs (Out-of-Net) | 40% coinsurance (authorization required) |
| Other Part B drugs (In-Network) | $0 copay (authorization required) |
| Foot Care (podiatry Services) | |
| Foot exams and treatment (Out-of-Net) | 40% coinsurance (authorization required) |
| Foot exams and treatment (In-Network) | $0 copay (authorization required) |
| Routine foot care (In-Network) | $0 copay (authorization required) |
| Hearing | |
| Fitting/evaluation (In-Network) | $0 copay (authorization required, limits may apply) |
| Hearing exam (In-Network) | $0 copay (authorization required) |
| Hearing aids (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Fitting/evaluation (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Hearing aids (In-Network) | $0 copay (authorization required, limits may apply) |
| Preventive Dental | |
| Dental x-ray(s) (Out-of-Net) | $0 copay (limits may apply) |
| Oral exam (Out-of-Net) | $0 copay (limits may apply) |
| Fluoride treatment (In-Network) | $0 copay (limits may apply) |
| Fluoride treatment (Out-of-Net) | $0 copay (limits may apply) |
| Cleaning (Out-of-Net) | $0 copay (limits may apply) |
| Oral exam (In-Network) | $0 copay (limits may apply) |
| Cleaning (In-Network) | $0 copay (limits may apply) |
| Comprehensive Dental | |
| Extractions (In-Network) | $0 copay (authorization required, limits may apply) |
| Non-routine services (In-Network) | $0 copay (authorization required, limits may apply) |
| Periodontics (In-Network) | $0 copay (authorization required, limits may apply) |
| Prosthodontics, other oral/maxillofacial surgery, other services (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Non-routine services (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Diagnostic services (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Restorative services (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Restorative services (In-Network) | $0 copay (authorization required, limits may apply) |
| Periodontics (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Endodontics (In-Network) | $0 copay (authorization required, limits may apply) |
| Diagnostic services (In-Network) | $0 copay (authorization required, limits may apply) |
| Extractions (Out-of-Net) | $0 copay (authorization required, limits may apply) |
| Prosthodontics, other oral/maxillofacial surgery, other services (In-Network) | $0 copay (authorization required, limits may apply) |
| Vision | |
| Contact lenses (In-Network) | $0 copay (limits may apply) |
| Contact lenses (Out-of-Net) | $0 copay (limits may apply) |
| Eyeglass frames (In-Network) | $0 copay (limits may apply) |
| Eyeglass lenses (Out-of-Net) | $0 copay (limits may apply) |
| Routine eye exam (In-Network) | $0 copay (limits may apply) |
| Upgrades | Not covered |
| Eyeglass frames (Out-of-Net) | $0 copay (limits may apply) |
| Routine eye exam (Out-of-Net) | $0 copay (limits may apply) |
| Other | Not covered |
| Eyeglasses (frames and lenses) (In-Network) | $0 copay (limits may apply) |
| Eyeglass lenses (In-Network) | $0 copay (limits may apply) |
| Emergency Care / Urgent Care | |
| Urgent care | $0 copay |
| Ground ambulance | $0 copay |
| Inpatient hospital coverage | $0 copay |
| Outpatient hospital coverage | $0 copay |
| Skilled Nursing Facility | $0 copay |
| Optional supplemental benefits | No |
Feel free to download our Anthem MediBlue Dual Access Summary of Benefits information.
Prescription Drug Plan Costs & Benefits
Anthem MediBlue Dual Access includes an enhanced benefit Medicare Part D plan (PDP). Enhanced plans have a higher actuarial value than basic plans. Actuarial value simply refers to the percentage of cost that's covered by the plan.
Enhanced plans generally have higher monthly premiums than basic benefit plans but offer more benefits. For example, many enhanced PDPs do not have an annual deductible, may offer additional coverage during the coverage gap (aka, "donut hole"), and may have a broader list of supported drugs, known as a formularyA formulary is a list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits. Medications not on a plan's formulary are generally not covered.. Some enhanced PDPs even cover excluded drugs. It's important to remember that benefits vary from plan to plan.
Prescription Drug Plan Premium
Although the prescription drug plan (Part D) premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidySocial Security's Low-Income Subsidy (LIS) program helps Medicare beneficiaries pay for their Medicare Part D prescription drugs by paying some of the costs. Also known as "Extra Help", beneficiaries who qualify for LIS receive premium... (LIS) assistance. The following table outlines the prescription drug plan premium details of this plan.
| Basic Part D Premium: | $32.40 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $32.40 |
| Part D Premium with Full LIS Assistance: | $0.00 |
| Part D Premium with 75% LIS Assistance: | $8.10 |
| Part D Premium with 50% LIS Assistance: | $16.20 |
| Part D Premium with 25% LIS Assistance: | $24.30 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $480.00. This is the amount you must pay at the pharmacy before Anthem Blue Cross and Blue Shield begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Anthem MediBlue Dual Access has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
| Tier | Preferred | Standard |
|---|---|---|
| $0 copay on all covered generic and brand-name prescriptions. | ||
CMS Rating Marks and Our Review
Each year Medicare rates D-SNP plans, like this one, in nine major categories. These ratings are designed to help you understand the quality of care and service you can expect if you qualify and choose to join Anthem MediBlue Dual Access.
Although Anthem MediBlue Dual Access is too new to have a Medicare star rating, we can offer some input on its value.At this time, we do not have enough information to rate how well Anthem MediBlue Dual Access does at keeping its members healthy. We do not have enough information to rate how well this plan manages long-term (chronic) health conditions. We do not have enough information from this plan to rate member experience. We do not have enough information from this plan to rate complaints and plan performance changes.
| CMS Measure | Star Rating |
|---|---|
| 2022 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | Not enough data available |
| Managing Chronic (Long Term) Conditions | Not enough data available |
| Member Experience with Health Plan | Not enough data available |
| Complaints and Changes in Plans Performance | Not enough data available |
| Health Plan Customer Service | Not enough data available |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | Not enough data available |
| Member Experience with the Drug Plan | Not enough data available |
| Drug Safety and Accuracy of Drug Pricing | Not enough data available |
How to Qualify to Enroll in
Anthem MediBlue Dual Access
To qualify for enrollment in Anthem MediBlue Dual Access in New Haven County, you must be eligible for both Medicare and Medicaid. To be eligible for Medicare, you must be age 65 or older, or have Social Security Disability Insurance for 24 months. To be eligible for Medicaid, your income and assets must be at or below Connecticut's state thresholds.
Before enrolling in Anthem MediBlue Dual Access, or any other dual-eligible SNP, be sure to ask the following questions:
- What costs should I expect to pay out-of-pocket (premiums, deductibles, copayments)?
- Will I be able to use my doctors? Are they in the plan's network?
- Are the plan's in-network providers and facilities in convenient locations?
- Does the plan provide coverage for services I receive from out-of-network providers?
- Do I need a referral to see a specialist?
- Are my medications on the Part D plan's formulary? What if I can't afford my medications?
- What special accommodations does the plan make for persons with disabilities?
- Does the plan offer free meal delivery after a stay in the hospital?
- What help is offered for caregivers? Is adult day care covered?
- Does the plan offer a prepaid card for over the counter medications and covered groceries?
Contact Anthem Blue Cross and Blue Shield
| Plan Website: | http://www.anthem.com/shop |
|---|---|
| Formulay Information: | https://shop.anthem.com/medicare |
| Pharmacy Information: | Anthem Blue Cross and Blue Shield Pharmacy Page |
| Prospective Members: | (855)593-0918 |
| TTY Users: | (711)- |
If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Citations & References
- Anthem Blue Cross and Blue Shield, http://www.anthem.com/shop, Last Accessed October 15, 2021
- Medicaid.gov, "Medicaid & CHIP in Connecticut", Last Accessed June 15, 2022
- CMS.gov, "Dual Eligible Special Needs Plans (D-SNPs)", Last Accessed May 21, 2022
- CMS.gov, Landscape Source Files, Last Accessed October 26, 2021
- CMS.gov, Medicare Part C & D Performance, Last Accessed October 6, 2021
- CMS.gov, Plan Benefits Package, Last Accessed October 4, 2021
This Medicare Advantage SNP plan information page was last updated on .