On this page we help consumers: Compare S.USA Life Insurance Medicare Supplement Plans in Colorado with competing Medigap plans. Shop lowest prices on Medicare Plan F, G, N and more. Read our 5-star review of S.USA Life Insurance vs. Top Ten Competition.
What Medicare Supplements does S.USA Life Insurance offer in Colorado?
S.USA Life Insurance Company, Inc. (a Prosperity Life company) offers 3 different Colorado Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what S.USA Life Insurance offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
S.USA Life Insurance Medicare Supplement Comparison Chart
The Medigap Plan Comparison Chart below outlines the coverage of each S.USA Life Insurance Medicare Supplement:
REVIEW: S.USA Life Insurance Medicare Supplements in Colorado
S.USA Life Insurance scored 3.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, S.USA Life Insurance has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Colorado seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
- Competitive Plan F premium.
- Excellent financial strength.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
We reviewed S.USA Life Insurance's Medigap plan offering in Colorado versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We did not take into account rate increase history.
S.USA Life Insurance Medicare Supplement Plan F Compared to Top Ten
Medigap Plan F is the best selling plan sold in Colorado. Below you can compare S.USA Life Insurance's starting rate on Plan F vs. their top ten competitors.
Contact S.USA Life Insurance Medigap Sales
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about Medigap on the Wikipedia page and on WebMD.
Compare Plan Rates
The average Colorado senior compares three or more quotes before making an enrollment decision.
S.USA Life Insurance Medicare Supplements are available to all Colorado beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by S.USA Life Insurance. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
About this Review
This page presents an independent review of S.USA Life Insurance as a Medicare Supplement insurance carrier in Colorado as compared to all other carriers. MedicareWire provides this information for consumer educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Medicare Supplement insurance, also known as Medigap insurance, must follow federal and state laws and does not work with any other type of health insurance, including Medicare Advantage Plans, employer/union group health coverage, Medicaid, Veterans Administration (VA) benefits, or TRICARE. Insurance companies, including S.USA Life Insurance, can only sell you a standardized Medigap policy identified by letters A through M. Each standardized policy must offer the same benefits, no matter which insurance company sells it. Cost is the primary difference between Medigap policies sold by different insurance companies.
Additional Information About Medicare Supplements
- What are Medicare Supplement Plans?
- How Much Do Medicare Supplement Plans Cost?
- Medicare Supplement Open Enrollment Period
- Medicare Advantage vs. Medicare Supplement
- Medicare Supplemental Insurance for Disabled Under 65
Additional Foot Notes
 Sample premium is for a 65 year old, non smoking, woman living in Colorado. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Colorado Medigap Plan Reviews page. Visitors can go to our main directory page to compare Medicare supplement plans in other states.