On this page we help consumers: Compare Renaissance Life Medicare Supplement Plans in Colorado with competing Medigap plans. Shop lowest prices on Medicare Plan F, G, N and more. Read our 5-star review of Renaissance Life vs. Top Ten Competition.
What Medicare Supplements does Renaissance Life offer in Colorado?
Renaissance Life & Health Insurance Company of America offers 4 different Medigap Plans in Colorado. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what Renaissance Life offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Renaissance Life Medicare Supplement Comparison Chart
The table below outlines the coverage of each Renaissance Life Medicare Supplement:
REVIEW: Renaissance Life Medicare Supplements in Colorado
Renaissance Life scored 3.0 out of 5.0 based on our scoring method. Renaissance Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Colorado. See the top 10 competition.
Here are the pros and cons from our analysis:
- Excellent financial strength.
- Uncompetitive Plan F premium.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
We reviewed Renaissance Life's Medigap plan offering in Colorado versus all other carriers in the state. Our review is unbias. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We did not take into account rate increase history.
Competition vs. Renaissance Life Plan F
Plan F is the most popular plan sold by Renaissance Life in Colorado. The table below gives you an idea of rates by the top ten vs. Renaissance Life.
Contact Renaissance Life Medigap Sales
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about Medigap on the Wikipedia page and on WebMD.
Compare Plan Rates
The average Colorado senior compares three or more quotes before making an enrollment decision.
Renaissance Life Medicare Supplements are available to all Colorado beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Renaissance Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Renaissance Life services Medicare supplement insurance in Denver, Aurora, Colorado Springs, and most other Colorado cities. Visit the Renaissance Life Medicare page for more information.
About this Review
This page presents an independent review of Renaissance Life as a Medicare Supplement insurance carrier in Colorado as compared to all other carriers. MedicareWire provides this information for consumer educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Medicare Supplement insurance, also known as Medigap insurance, must follow federal and state laws and does not work with any other type of health insurance, including Medicare Advantage Plans, employer/union group health coverage, Medicaid, Veterans Administration (VA) benefits, or TRICARE. Insurance companies, including Renaissance Life, can only sell you a standardized Medigap policy identified by letters A through M. Each standardized policy must offer the same benefits, no matter which insurance company sells it. Cost is the primary difference between Medigap policies sold by different insurance companies.
Additional Foot Notes
 Sample premium is for a 65 year old, non smoking, woman living in Colorado. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Colorado Medigap Plan Reviews page.