What Medicare Supplements does Loyal Christian offer in Louisiana?
Loyal Christian Benefit Association offers 4 different Louisiana Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what Loyal Christian offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Loyal Christian Medicare Supplement Benefits Comparison Chart
The table below outlines the coverage of each Loyal Christian Medicare Supplement:
REVIEW: Loyal Christian Medicare Supplements in Louisiana
Loyal Christian scored 3.0 out of 5.0 based on our scoring method. Loyal Christian has a good Plan F premium (top 10), and they have only serviced Medicare Supplements for 6 years, and their A.M. Best financial rating is substandard or unknown. We also subtracted points because they charge a policy fee. As a result, this is not a Medigap carrier that we recommend for Louisiana seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
- Competitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Loyal Christian's Medigap plan offering in Louisiana versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.