What Medicare Supplement Insurance does Cigna offer in Colorado?
Cigna Health and Life Insurance Company offers 5 of the standardized Medigap policies in Colorado. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Cigna's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
The table below outlines the coverage of each Cigna Medicare Supplement:
REVIEW: Cigna Medicare Supplements in Colorado
Cigna scored 4.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage...., Cigna has a top 10 Plan F premium and a strong financial rating from A.M. Best. We also appreciate that they don't charge a policy fee. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Colorado seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
- Highly competitive Plan F premium.
- Excellent financial strength.
- No charge for writing the policy.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider.... plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Cigna's Medicare supplement plan offering in Colorado versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan A premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ... and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Cigna Medigap Plan F vs. Competition
Medicare Supplement F is the most popular plan sold in Colorado. The following table shows how Cigna stacks up with the competition.
Contact Cigna Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Cigna Medicare Supplements are available to all Colorado beneficiaries, ages 65 and older, who are enrolled in Medicare Part B is medical coverage for people with Original Medicare. It covers doctor visits, specialists, lab tests and diagnostics, and durable medical equipment. Part A is for hospital inpatient care..... If you are just turning age 65, you have Guaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting.... and cannot be turned down by Cigna. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Cigna services Medicare supplement insurance in Denver, Aurora, Colorado Springs, and most other Colorado cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Cigna Medigap plans in Colorado with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?