Which Supplemental Medicare Plans Does Cigna Sell in Arizona?
Cigna Health and Life Insurance Company offers 5 different Medigap plans in Arizona . Each plan covers the gaps in Original Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.... differently (see comparison chart or check out our review). Here's what Cigna offers:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. A premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums. ... will increase with inflation.
The following table shows what each Cigna Medigap plan covers:
REVIEW: Cigna Medicare Supplements in Arizona
Cigna scored 3.5 out of 5.0 based on our scoring method. Cigna has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage..... We are confident in their financial strength, but feel there are better options in Arizona. See the top 10 competition.
Here are the pros and cons from our analysis:
- Excellent financial strength.
- No charge for writing the policy.
- Uncompetitive Plan F premium.
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT is a type of Medigap policy (Medicare supplement plan) that requires its members to get their primary care from a contracted provider.... plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Cigna's Medicare supplement plan offering in Arizona versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Cigna Medigap Plan F vs. Competition
Plan F is the most popular plan sold by Cigna in Arizona. The table below gives you an idea of rates by the top ten vs. Cigna.
Contact Cigna Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Cigna Medicare Supplements are available to all Arizona beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have Guaranteed-issue is a right granted to Medicare beneficiaries and applies to Medicare Supplement insurance (aka, Medigap plans). All states and the federal government enforce this essential right, which protects Medicare beneficiaries from medical underwriting.... and cannot be turned down by Cigna. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Cigna services Medicare supplement insurance in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Cigna Medigap plans in Arizona with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?