AARP Medicare Supplement Plan F [Ohio] Review
On this page we explain the benefits offered by AARP Medicare Supplement Plan F and compare it with other plans available in Ohio. Our goal is to help you find the best plan for your needs at the best possible cost.
What is AARP Medicare Supplement Plan F?
Medicare Supplement Plan F is the most comprehensive of the ten standard Medigap plans serviced in Ohio. This Plan F, insured by AARP (Insured by UnitedHealthcare Insurance Company), starts around $134.29* per month. We compared AARP with all other Medigap insurance carriers in Ohio and gave them 4.0 stars out of 5.
Here are the benefits covered by this supplement:
- Part A deductible
- Part B deductible
- Part B excess charges
- Preventative care Part B coinsurance
- Part A hospital and coinsurance costs up to an additional 356 days after Medicare benefits are exhausted
- Part B coinsurance or co-payment
- First three pints of blood used in an approved medical procedure (annually)
- Part A hospice care co-payment or coinsurance
- Skilled Nursing Facility (SNF) coinsurance
- Foreign travel emergency
The expansive coverage of Medigap Plan F makes it favored in most areas of Ohio, but it's also the most expensive. This AARP Plan F leaves you with zero out-of-pocket costs because it pays all remaining hospital and doctor costs after Medicare pays its share.
- AARP Medicare Supplement Insurance Review (Ohio)
- Top 10 Medicare Supplements in Ohio for Seniors 65 and up!
AARP Medicare Supplement Plan F vs. Competition
The following table shows how AARP's Medicare Supplement Plan F stacks up with the competition.
Coverage and Costs
AARP Medicare Supplement Plan F may offer expansive coverage, but it does not cover everything. Beneficiaries are still required to pay their Medicare Part B premium payments each month, and you may have a Part A premium if you did not pay Social Security taxes for at least 40 calendar quarters (10 years).
Like all other Plan F supplements, this policy covers the gaps in your major medical expenses, but it does not pay for prescriptions, hearing, vision, dental and other healthcare needs not covered by Original Medicare.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Ohio:
|Aetna Medicare Rx Saver||$30.10||$315.00|
|AARP MedicareRx Walgreens||$28.00||$415.00|
|Humana Walmart Rx Plan||$27.50||$415.00|
|Aetna Medicare Rx Select||$16.30||$410.00|
|Anthem Blue MedicareRx Standard||$97.20||$380.00|
|Cigna-HealthSpring Rx Secure-Essential||$21.90||$415.00|
|Mutual of Omaha Rx Plus||$39.10||$415.00|
|WellCare Value Script||$15.50||$415.00|
|Cigna-HealthSpring Rx Secure-Extra||$53.40||$100.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
AARP Insurance Rating
AARP has a Excellent rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Excellent). Use this information as a measure of the financial stability of the insurance carrier when considering AARP Medicare Supplement Plan F.
AARP Medicare Supplement Plan F is available to all Ohio Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from AARP in Cincinnati, Cleveland, Elyria, Columbus, Dayton, Akron, Toledo, Youngstown, Euclid, Parma, Canton, Lorain, Hamilton, Springfield, Kettering, Lakewood, Cuyahoga Falls, Middletown, and most other Ohio cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Ohio State Insurance Commission, and AARP has neither reviewed nor endorsed the information on this site.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get AARP Medicare Supplement Plan F in Ohio at the lowest premium available. Compare with other Ohio Medigap plans and save!
MedicareWire.com is an independent research, technology and publishing organization. We are not affiliated with Medicare, Medicare plans, insurance carriers, or healthcare providers, nor are we compensated for Medicare plan enrollments.
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The AARP logo and name are legal U.S. trademarks of AARP. We make no claim to the marks whatsoever, nor do we claim to represent the AARP brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Ohio. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Ohio Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .