Sentinel Security Life Medicare Supplement Plan B [Arizona] Review
On this page we explain the benefits offered by Sentinel Security Life Medicare Supplement Plan B and compare it with other plans available in Arizona. Our goal is to help you find the best plan for your needs at the best possible cost.
What is Sentinel Security Life Medicare Supplement Plan B?
Medicare Supplement Plan B helps Arizona seniors fill the coverage gaps in Original Medicare, including some deductibles, co-payments and excess charges. The monthly cost (starting around $165.49* per month) on this Sentinel Security Life Insurance Company supplement may differ, however the benefits do not.
Sentinel Security Life's Plan B offers basic coverage for:
- Medicare Part A hospital and coinsurance costs up to an additional 365 days after Original Medicare benefits are exhausted
- Medicare Part A hospice care coinsurance or co-payments
- Medicare Part A deductible
- First three pints of blood used in a medical procedure
- Medicare Part B coinsurance or co-payments
Sentinel Security Life's Plan B does not pay for these charges:
- Medicare Part B deductible
- Medicare Part B excess charges
- Skilled Nursing Facility (SNF) care coinsurance
- Foreign travel emergency care
Sentinel Security Life's Medicare Plan B helps you pay for your primary healthcare. Particularly, it covers costly co-payments and co-insurances from unexpected procedures and hospitalization. Plan B is ideal for Arizona seniors who want more than Medicare's basic coverage of inpatient costs. We compared Sentinel Security Life with all other Medigap insurance carriers in Arizona and gave them 3.0 stars out of 5.
- Sentinel Security Life Medicare Supplement Insurance Review (Arizona)
- Best Medicare Supplements in Arizona
Sentinel Security Life Medicare Supplement Plan B vs. Competition
The following table shows how Sentinel Security Life's Medicare Supplement Plan B stacks up with the competition.
Coverage and Costs
Sentinel Security Life has the ability to set their own monthly premiums based off of three price rating systems: community-rated, issue-age-rated, and attained-age-rated. This is why premium costs vary from plan to plan, as well as your age. Depending on a variety of factors including location, gender, age, and health status, the premium you pay for Sentinel Security Life Medicare Supplement Plan B will vary. You must get a quote for your exact details.
Despite the differences in rates and pricing methods, if you enroll in this plan the carrier must notify you in advance if it plans to increase its premiums. Additionally, the insurance company may not change what the policy covers and may not cancel coverage unless an enrollee does not pay the plan premium.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Arizona:
|Humana Walmart Rx Plan||$26.30||$415.00|
|Express Scripts Medicare - Choice||$98.30||$350.00|
|Cigna-HealthSpring Rx Secure-Essential||$21.90||$415.00|
|Aetna Medicare Rx Value Plus||$58.80||$0.00|
|AARP MedicareRx Preferred||$78.50||$0.00|
|Express Scripts Medicare - Saver||$24.00||$415.00|
|Blue MedicareRx Essential||$28.50||$415.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
Sentinel Security Life Insurance Rating
Sentinel Security Life has a Good rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 3.0 out of 5 stars (Good). Use this information as a measure of the financial stability of the insurance carrier when considering Sentinel Security Life Medicare Supplement Plan B.
Sentinel Security Life Medicare Supplement Plan B is available to all Arizona Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from Sentinel Security Life in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Arizona State Insurance Commission, and Sentinel Security Life has neither reviewed nor endorsed the information on this site.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get Sentinel Security Life Medicare Supplement Plan B in Arizona at the lowest premium available. Compare with other Arizona Medigap plans and save!
MedicareWire.com is an independent research, technology and publishing organization. We are not affiliated with Medicare, Medicare plans, insurance carriers, or healthcare providers, nor are we compensated for Medicare plan enrollments.
Your privacy is important to us. We do not sell leads or share your personal information.
The Sentinel Security Life logo and name are legal U.S. trademarks of Sentinel Security Life. We make no claim to the marks whatsoever, nor do we claim to represent the Sentinel Security Life brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Arizona. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Arizona Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .