United Commercial Travelers Medicare Supplement Plan F [Ohio] Review
On this page we explain the benefits offered by United Commercial Travelers Medicare Supplement Plan F and compare it with other plans available in Ohio. Our goal is to help you find the best plan for your needs at the best possible cost.
What is United Commercial Travelers Medicare Supplement Plan F?
Medicare Supplement Plan F is the most comprehensive of the 10 standardized supplements sold in Ohio. This Plan F, insured by The Order Of United Commercial Travelers Of America, starts at $121.68* per month. We compared United Commercial Travelers with all other Medicare insurance providers in Ohio and gave them 4.0 stars out of 5.
Here are the benefits covered by this supplement:
- Part A deductible
- Part B deductible
- Part B excess charges
- Preventative care Part B coinsurance
- Part A hospital and coinsurance costs up to an additional 356 days after Medicare benefits are exhausted
- Part B coinsurance or co-payment
- First three pints of blood used in an approved medical procedure (annually)
- Part A hospice care co-payment or coinsurance
- Skilled Nursing Facility (SNF) coinsurance
- Foreign travel emergency
The complete coverage of Medicare Plan F makes it favored in most areas of Ohio, however it is also the most expensive. This United Commercial Travelers Plan F leaves you with no out-of-pocket costs because it covers all remaining hospital and doctor costs after Medicare pays its share.
- United Commercial Travelers Medicare Supplement Insurance Review (Ohio)
- Top 10 Medicare Supplements in Ohio for Seniors 65 and up!
United Commercial Travelers Medicare Supplement Plan F vs. Competition
The following table shows how United Commercial Travelers's Medicare Supplement Plan F stacks up with the competition.
Coverage and Costs
United Commercial Travelers Medicare Supplement Plan F may offer expansive coverage, but it does not cover everything. Beneficiaries are still required to pay their Medicare Part B premium payments each month, and you may have a Part A premium if you did not pay Social Security taxes for at least 40 calendar quarters (10 years).
Like all other Plan F supplements, this policy covers the gaps in your major medical expenses, but it does not pay for prescriptions, hearing, vision, dental and other healthcare needs not covered by Original Medicare.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Ohio:
|Cigna-HealthSpring Rx Secure-Essential||$21.90||$415.00|
|Mutual of Omaha Rx Value||$24.70||$415.00|
|Aetna Medicare Rx Value Plus||$58.70||$0.00|
|Anthem Blue MedicareRx Standard||$97.20||$380.00|
|WellCare Value Script||$15.50||$415.00|
|Express Scripts Medicare - Saver||$24.00||$415.00|
|Humana Walmart Rx Plan||$27.50||$415.00|
|Express Scripts Medicare - Value||$33.60||$415.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
United Commercial Travelers Insurance Rating
United Commercial Travelers has a Good rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Good). Use this information as a measure of the financial stability of the insurance carrier when considering United Commercial Travelers Medicare Supplement Plan F.
United Commercial Travelers Medicare Supplement Plan F is available to all Ohio Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from United Commercial Travelers in Cincinnati, Cleveland, Elyria, Columbus, Dayton, Akron, Toledo, Youngstown, Euclid, Parma, Canton, Lorain, Hamilton, Springfield, Kettering, Lakewood, Cuyahoga Falls, Middletown, and most other Ohio cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Ohio State Insurance Commission, and United Commercial Travelers has neither reviewed nor endorsed the information on this site.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get United Commercial Travelers Medicare Supplement Plan F in Ohio at the lowest premium available. Compare with other Ohio Medigap plans and save!
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The United Commercial Travelers logo and name are legal U.S. trademarks of United Commercial Travelers. We make no claim to the marks whatsoever, nor do we claim to represent the United Commercial Travelers brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Ohio. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Ohio Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .