Standard Life Medicare Supplement Plan D [Arizona] Review
On this page we explain the benefits offered by Standard Life Medicare Supplement Plan D and compare it with other plans available in Arizona. Our goal is to help you find the best plan for your needs at the best possible cost.
What is Standard Life Medicare Supplement Plan D?
Medicare Supplement Plan D helps Arizona beneficiaries pay for the gaps in their Traditional Medicare coverage. This Medigap Plan D, insured by Standard Life and Accident Insurance Company, starts at $142.79* per month.
A Plan D supplement offers the following standard set of benefits:
- Medicare Part A hospital and coinsurance costs up to 365 days after Original Medicare benefits are used up
- Medicare Part A deductible
- Medicare Part A hospice care coinsurance and co-payments
- Medicare Part B coinsurance or co-payments
- First three pints of blood used in a medical procedure
- Skilled Nursing Facility (SNF) care coinsurance
- Foreign travel emergency care
Plan D is the midpoint between the least and most comprehensive Medicare Supplements. With this supplement, Standard Life covers many of the out-of-pocket costs associated with Traditional Medicare, but doesn't pay your Part B deductible or Part B excess charges.
NOTE: Medicare Supplement Plan D is not the same as Medicare Part D. This is medical insurance that supplements your Medicare Part A and Part B coverage. Medicare Part D is prescription drug coverage.
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Standard Life Medicare Supplement Plan D vs. Competition
The following table shows how Standard Life's Medicare Supplement Plan D stacks up with the competition.
Coverage and Costs
Standard Life is allowed to establish its premiums based on three different rating systems: community-rated, issue-age-rated, and attained-age-rated. So, although the Plan D policy must offer the same standard set of benefits, the monthly premium may vary. Some insurance companies may offer premiums that do not go up as you age while others do. That's why it is so important to shop all plans in your area.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Arizona:
|AARP MedicareRx Preferred||$78.50||$0.00|
|Aetna Medicare Rx Saver||$30.70||$405.00|
|AARP MedicareRx Saver Plus||$32.90||$415.00|
|Aetna Medicare Rx Select||$12.20||$415.00|
|Blue MedicareRx Enhanced||$96.60||$0.00|
|Mutual of Omaha Rx Value||$25.20||$415.00|
|Cigna-HealthSpring Rx Secure-Essential||$21.90||$415.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
Standard Life Insurance Rating
Standard Life has a Excellent rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Excellent). Use this information as a measure of the financial stability of the insurance carrier when considering Standard Life Medicare Supplement Plan D.
Standard Life Medicare Supplement Plan D is available to all Arizona Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from Standard Life in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Arizona State Insurance Commission, and Standard Life has neither reviewed nor endorsed the information on this site.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get Standard Life Medicare Supplement Plan D in Arizona at the lowest premium available. Compare with other Arizona Medicare Supplement plans and save!
MedicareWire.com is an independent research, technology and publishing organization. We are not affiliated with Medicare, Medicare plans, insurance carriers, or healthcare providers, nor are we compensated for Medicare plan enrollments.
Your privacy is important to us. We do not sell leads or share your personal information.
The Standard Life logo and name are legal U.S. trademarks of Standard Life. We make no claim to the marks whatsoever, nor do we claim to represent the Standard Life brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Arizona. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Arizona Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .