What is USAA Life Medicare Supplement Plan C?
Medicare Supplement Plan C is one of the most extensive of the ten standardized Medigap plans available in Michigan. This USAA Life Medigap Plan C starts at $171.19* per month in Michigan.
Plan C assists with the following gaps in Medicare:
- Medicare Part A hospital coinsurance and hospital costs up to 365 days after Original Medicare benefits are exhausted
- Part A hospice care coinsurance payment or co-payment
- Medicare Part B co-payment or coinsurance payment
- Part B preventive care coinsurance payment
- First three pints of blood for a medical procedure
- Skilled Nursing Facility (SNF) care coinsurance
- Medicare Part A deductible costs
- Medicare Part B deductible costs
- Foreign travel emergency coverage (up to plan limits)
Two items are not covered by USAA Life's Plan C supplement. The first is Medicare Part B Excess Charges. These are doctor expenses over what Medicare will reimburse for a service. When excess charges occur they are charged directly to the patient. The second exclusion are home recovery fees associated with the recovery process after you have been hospitalized.
Only Medicare Plan F features more coverage. Plan C is close to Plan F in how it covers the gaps on most of Medicare's approved expenses. We compared USAA Life with all other supplemental insurance carriers in Michigan and gave them 4.0 stars out of 5.
- USAA Life Medicare Supplement Insurance Review (Michigan)
- Top 10 Medicare Supplemental Plans for Michigan Seniors
USAA Life Medicare Supplement Plan C vs. Competition
The following table shows how USAA Life's Medicare Supplement Plan C stacks up with the competition.
Coverage and Costs
USAA Life Medicare Supplement Plan C is comprehensive in its coverage, and it may be a preferable option for those in need of comprehensive coverage. The cost of Plan C varies by insurance carrier, so we recommend that you shop around to find the policy that best fits your budget.
Even though this Plan C is extensive in its coverage, don't over-look what's not covered when you analyze the costs and benefits. If you visit the doctor frequently, Plan F or Plan G may be a better choice.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Michigan:
|AARP MedicareRx Walgreens||$28.00||$415.00|
|AARP MedicareRx Saver Plus||$33.10||$415.00|
|AARP MedicareRx Preferred||$66.10||$0.00|
|Cigna-HealthSpring Rx Secure-Essential||$21.80||$415.00|
|Prescription Blue Preferred||$73.90||$0.00|
|Humana Preferred Rx Plan||$33.30||$415.00|
|Aetna Medicare Rx Saver||$31.90||$215.00|
|Prescription Blue Premium||$89.30||$0.00|
|Express Scripts Medicare - Saver||$24.00||$415.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
USAA Life Insurance Rating
USAA Life has a Superior rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Superior). Use this information as a measure of the financial stability of the insurance carrier when considering USAA Life Medicare Supplement Plan C.
USAA Life Medicare Supplement Plan C is available to all Michigan Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from USAA Life in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Michigan State Insurance Commission, and USAA Life has neither reviewed nor endorsed the information on this site.
The benefit information provided on this page is a brief summary only, not a complete description. Limitations and restrictions may apply. For more information contact the insurance carrier directly at https://www.usaa.com/inet/pages/insurance_medicare_supplement_insurance_standard.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get USAA Life Medicare Supplement Plan C in Michigan at the lowest premium available. Compare with other Michigan Medigap plans and save!
MedicareWire.com is an independent research, technology and publishing organization. We are not affiliated with Medicare, Medicare plans, insurance carriers, or healthcare providers, nor are we compensated for Medicare plan enrollments.
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The USAA Life logo and name are legal U.S. trademarks of USAA Life. We make no claim to the marks whatsoever, nor do we claim to represent the USAA Life brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Michigan. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Michigan Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .