What is United American Medicare Supplement Plan B?
Medicare Supplement Plan B helps Michigan seniors fill the coverage gaps in Original Medicare, including some deductibles, co-payments and excess charges. The monthly rate (starting around $161.00* per month) on this United American Insurance Company supplement can vary, however the benefits do not.
United American's Plan B offers basic coverage for:
- Medicare Part A hospital and coinsurance costs up to an additional 365 days after Original Medicare benefits are exhausted
- Medicare Part A hospice care coinsurance or co-payments
- Medicare Part A deductible
- First three pints of blood used in a medical procedure
- Medicare Part B coinsurance or co-payments
United American's Medicare Plan B does not pay for these costs:
- Medicare Part B deductible
- Medicare Part B excess charges
- Skilled Nursing Facility (SNF) care coinsurance
- Foreign travel emergency care
United American's Medigap Plan B helps you pay for your major medical. Specifically, it covers costly co-payments and co-insurances from unexpected procedures and hospitalization. Plan B is ideal for Michigan seniors who want more than Medicare's basic coverage of inpatient costs. We compared United American with all other Medigap insurance carriers in Michigan and gave them 4.0 stars out of 5.
- United American Medicare Supplement Insurance Review (Michigan)
- Best Medicare Supplements in Michigan
United American Medicare Supplement Plan B vs. Competition
The following table shows how United American's Medicare Supplement Plan B stacks up with the competition.
Coverage and Costs
United American has the ability to set their own monthly premiums based off of three price rating systems: community-rated, issue-age-rated, and attained-age-rated. This is why premium costs vary from plan to plan, as well as your age. Depending on a variety of factors including location, gender, age, and health status, the premium you pay for United American Medicare Supplement Plan B will vary. You must get a quote for your exact details.
Despite the differences in rates and pricing methods, if you enroll in this plan the carrier must notify you in advance if it plans to increase its premiums. Additionally, the insurance company may not change what the policy covers and may not cancel coverage unless an enrollee does not pay the plan premium.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Michigan:
|Aetna Medicare Rx Select||$17.70||$405.00|
|Basic Blue Rx||$24.90||$405.00|
|Prescription Blue Option B||$102.60||$0.00|
|Aetna Medicare Rx Saver||$31.20||$245.00|
|Magellan Rx Medicare Basic||$61.90||$405.00|
|Symphonix Value Rx||$26.60||$405.00|
|Express Scripts Medicare - Choice||$86.50||$350.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
United American Insurance Rating
United American has a Superior rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Superior). Use this information as a measure of the financial stability of the insurance carrier when considering United American Medicare Supplement Plan B.
United American Medicare Supplement Plan B is available to all Michigan Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from United American in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Michigan State Insurance Commission, and United American has neither reviewed nor endorsed the information on this site.
The benefit information provided on this page is a brief summary only, not a complete description. Limitations and restrictions may apply. For more information contact the insurance carrier directly at https://www2.unitedamerican.com/our-plans/insurance-for-individuals/medicare-supplements/default.aspx.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get United American Medicare Supplement Plan B in Michigan at the lowest premium available. Compare with other Michigan Medigap plans and save!
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The United American logo and name are legal U.S. trademarks of United American. We make no claim to the marks whatsoever, nor do we claim to represent the United American brand, products or services. We use brand names and logos on this page for editorial purposes only, as permitted by U.S. Trademark Fair Use Law.
 Sample premium is for a 65 year old, non smoking, woman living in Michigan. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Michigan Medigap Plan Reviews page.
This Medicare Supplement insurance information is maintained by David Bynon and was last updated on .