What is State Farm Medicare Supplement Plan F?
Medicare Supplement Plan F gives the most coverage of the 10 standardized supplements serviced in Michigan. This Plan F, serviced by State Farm Mutual Automobile Insurance Company, starts at $151.64* per month. We compared State Farm with all other supplement insurance companies in Michigan and gave them 3.5 stars out of 5.
Here are the benefits covered by this supplement:
- Part A deductible
- Part B deductible
- Part B excess charges
- Preventative care Part B coinsurance
- Part A hospital and coinsurance costs up to an additional 356 days after Medicare benefits are exhausted
- Part B coinsurance or co-payment
- First three pints of blood used in an approved medical procedure (annually)
- Part A hospice care co-payment or coinsurance
- Skilled Nursing Facility (SNF) coinsurance
- Foreign travel emergency
The expansive coverage of Medigap Plan F makes it favored in most areas of Michigan, however it is also the most expensive. This State Farm Plan F leaves you with zero out-of-pocket costs because it covers all remaining hospital and doctor costs after Medicare pays its share.
- State Farm Medicare Supplement Insurance Review (Michigan)
- Top 10 Medicare Supplements in Michigan for Seniors 65 and up!
State Farm Medicare Supplement Plan F vs. Competition
The following table shows how State Farm's Medicare Supplement Plan F stacks up with the competition.
Coverage and Costs
State Farm Medicare Supplement Plan F may offer expansive coverage, but it does not cover everything. Beneficiaries are still required to pay their Medicare Part B premium payments each month, and you may have a Part A premium if you did not pay Social Security taxes for at least 40 calendar quarters (10 years).
Like all other Plan F supplements, this policy covers the gaps in your major medical expenses, but it does not pay for prescriptions, hearing, vision, dental and other healthcare needs not covered by Original Medicare.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Michigan:
|Prescription Blue Option A||$73.10||$360.00|
|Aetna Medicare Rx Saver||$31.20||$245.00|
|Cigna-HealthSpring Rx Secure-Extra||$47.30||$0.00|
|Cigna-HealthSpring Rx Secure||$31.70||$405.00|
|AARP MedicareRx Walgreens||$26.70||$405.00|
|Magellan Rx Medicare Basic||$61.90||$405.00|
|Aetna Medicare Rx Select||$17.70||$405.00|
|Humana Preferred Rx Plan||$32.00||$405.00|
|Symphonix Value Rx||$26.60||$405.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
State Farm Insurance Rating
State Farm has a Superior rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 3.5 out of 5 stars (Superior). Use this information as a measure of the financial stability of the insurance carrier when considering State Farm Medicare Supplement Plan F.
State Farm Medicare Supplement Plan F is available to all Michigan Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from State Farm in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Michigan State Insurance Commission, and State Farm has neither reviewed nor endorsed the information on this site.
The benefit information provided on this page is a brief summary only, not a complete description. Limitations and restrictions may apply. For more information contact the insurance carrier directly at https://www.statefarm.com/insurance/health/medicare-supplemental.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get State Farm Medicare Supplement Plan F in Michigan at the lowest premium available. Compare with other Michigan Medigap plans and save!
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 Sample premium is for a 65 year old, non smoking, woman living in Michigan. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Michigan Medigap Plan Reviews page.
This Medicare Supplement insurance information is maintained by David Bynon and was last updated on .