What is Gerber Life Medicare Supplement Plan G?
Medicare Supplement Plan G is nearly identical to a Plan F. Each plan gives Michigan seniors comprehensive coverage and are among the most robust of all supplemental plans serviced by Gerber Life Insurance Company. The small difference is that Plan G requires the beneficiary to pay the Medicare Part B deductible out-of-pocket. This is an excellent Gerber Life supplement with premiums starting around $179.66* per month.
Here's how Medigap Plan G covers the gaps in Original Medicare:
- Medicare Part A hospital coinsurance and all costs up to 365 days after Original Medicare benefits are exhausted
- Part A hospice care coinsurance or co-payment
- Part A deductible
- Medicare Part B preventive care coinsurance coverage
- Part B coinsurance or co-payment coverage
- Part B excess charges
- First three pints of blood for a medical procedure
- Skilled Nursing Facility (SNF) care coinsurance coverage
- Foreign travel emergency coverage
Most supplements do not pay Part B Excess Charges. This is an important reasons to consider this Gerber Life plan, particularly if you frequently have medical care needs. Excess Charges are additional expenses in addition to the Medicare-approved charge. Because Plan G covers Part B Excess Charges, all of your out-of-pocket costs are covered.
- Gerber Life Medicare Supplement Insurance Review (Michigan)
- Best Medicare Supplement Insurance for MI Seniors
Gerber Life Medicare Supplement Plan G vs. Competition
The following table shows how Gerber Life's Medicare Supplement Plan G stacks up with the competition.
Coverage and Costs
Gerber Life services this Plan G, however the coverage details are the same no matter where the policy is purchased, although costs and availability will vary by provider. We recommend shopping around to find a price that works best for you.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Michigan:
|Express Scripts Medicare - Value||$33.40||$415.00|
|Cigna-HealthSpring Rx Secure-Essential||$21.80||$415.00|
|Prescription Blue Preferred||$73.90||$0.00|
|Journey Rx Value||$20.00||$415.00|
|Prescription Blue Premium||$89.30||$0.00|
|Express Scripts Medicare - Choice||$87.90||$350.00|
|Cigna-HealthSpring Rx Secure-Extra||$49.50||$100.00|
|AARP MedicareRx Preferred||$66.10||$0.00|
|Aetna Medicare Rx Saver||$31.90||$215.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
Gerber Life Insurance Rating
Gerber Life has a Excellent rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 3.0 out of 5 stars (Excellent). Use this information as a measure of the financial stability of the insurance carrier when considering Gerber Life Medicare Supplement Plan G.
Gerber Life Medicare Supplement Plan G is available to all Michigan Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from Gerber Life in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Michigan State Insurance Commission, and Gerber Life has neither reviewed nor endorsed the information on this site.
The benefit information provided on this page is a brief summary only, not a complete description. Limitations and restrictions may apply. For more information contact the insurance carrier directly at http://www.gerberlife.com.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
Get Gerber Life Medicare Supplement Plan G in Michigan at the lowest premium available. Compare with other Michigan Medigap plans and save!
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 Sample premium is for a 65 year old, non smoking, woman living in Michigan. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
 Review rating stars are derived from MedicareWire reviews on our Michigan Medigap Plan Reviews page.
The Medicare Supplements plan information on MedicareWire is maintained by David Bynon and was last updated on .