On this page we've pulled together all 2015 Medicare Supplement insurance (Medigap) sold in Rhode Island. Medicare Supplements work in conjunction with Original Medicare. They help pay the deductibles, copays and coinsurances not covered by your Part A and Part B insurance. The rates shown are real samples from your state. Use the information to find the lowest-cost insurer. Your actual rate will different, depending on your age, health and zip code, so you'll need to get a quote.
More Medicare Supplement Tips
If you are a new Medicare Supplement policy buyer and you're not fully versed on how it protects you from high medical bills, have a look through our Medicare Supplements Guide. In Rhode Island all supplements are standard (Plans A through N). Only the monthly rates are different.
Medicare Supplements or Medicare Advantage Plans?
There's no doubt that a Medicare Supplement can be costly, so they are not for everyone. We still think it's the best option if you can afford it. For everyone else, Medicare Advantage is a fantastic way to get full coverage healthcare benefits. An Advantage plan is HMO or PPO health insurance for seniors. Like a Medicare supplement it protects you from high medical bills. Here's a complete catalog of Rhode Island Medicare Advantage Plans for you to compare.
For Full Coverage You Need Medicare Part D Plan and a Medicare Supplement
While you're looking at Medicare supplement plans, it's a good idea to shop for prescription coverage, too. Original Medicare does not cover prescriptions. However, you can enroll in one of the many Rhode Island Medicare Prescription Drug Plans.