Above you will find all North Carolina Medicare Supplements (Medigap) available to seniors in 2015. Each carrier is licensed by the North Carolina Department of Insurance.
As you may know, Medicare Supplement insurance pays the deductibles, coinsurances and various copayments that are not covered by Original Medicare. The premiums we show are true samples from within NC collected within the past 12 month period. Your premium will be based on your personal situation. Use our rates to find the insurance carrier with the lowest prices, then get a quote.
Helpful Medigap Facts
If this is your first time buying a Medigap policy and you're just now learning how it protects you from the bills Medicare does not pay, read through our Medicare Supplement 101 information. Medicare Supplemental insurance is standardized in North Carolina, making policies relatively easy to compare.
Medicare Supplements or Medicare Advantage Plans?
There's no doubt that a Medicare Supplement can be costly, so they are not for everyone. We still think it's the best option if you can afford it. For everyone else, Medicare Advantage is a fantastic way to get full coverage healthcare benefits. An Advantage plan is HMO or PPO health insurance for seniors. Like a Medicare supplement it protects you from high medical bills. Here's a complete catalog of North Carolina Medicare Advantage Plans for you to compare.
For Full Coverage You Need Medicare Part D Plan and a Medicare Supplement
While you're looking at Medicare supplement plans, it's a good idea to shop for prescription coverage, too. Original Medicare does not cover prescriptions. However, you can enroll in one of the many North Carolina Medicare Prescription Drug Plans.