Above you will find all Iowa Medicare Supplements (Medigap) available to seniors in 2018. Each carrier is licensed by the Iowa Department of Insurance.
As you may know, Medicare Supplement insurance pays the deductibles, coinsurances and various copayments that are not covered by Original Medicare. The premiums we show are true samples from within IA collected within the past 12 month period. Your premium will be based on your personal situation. Use our rates to find the insurance carrier with the lowest prices, then get a quote.
Helpful Medigap Facts
If this is your first time buying a Medigap policy and you're just now learning how it protects you from the bills Medicare does not pay, read through our Medicare Supplement 101 information. Medicare Supplemental insurance is standardized in Iowa, making policies relatively easy to compare.
What's Better, Medicare Advantage or a Supplement?
While you're comparing and weighing the merits of a Medicare Supplement, it's wise to compare what you get with a Medicare Advantage plan. It's another way to get full coverage healthcare benefits. Just like a supplemental policy, an Advantage plan protect you from big bills. However, unlike a supplement, Advantage plans can offer you additional healthcare options, including prescriptions, vision, dental, hearing and more. Here's a complete catalog of Medicare Advantage Plans for Iowa.
For Full Coverage You Need Medicare Part D Plan and a Medicare Supplement
While you're looking at Medicare supplement plans, it's a good idea to shop for prescription coverage, too. Original Medicare does not cover prescriptions. However, you can enroll in one of the many Iowa Medicare Prescription Drug Plans.