SilverScript SmartSaver Wisconsin Part D Plan S5601-191 by Aetna Medicare
SilverScript SmartSaver is a 2024 Enhanced Medicare Part D plan from Aetna Medicare that's available to people with Medicare Part A and/or Part B or a Medicare Advantage plan that does not include prescription drug plan benefits.
SilverScript SmartSaver is a cost-sharing plan that has a $9.80 monthly premium, an initial coverage limit of $5,030, a $280.00 annual deductible, and an out-of-pocket threshold of $8,000. This plan has an overall rating of 3.0 (Average) out of 5 stars.
See more Medicare Part D Plans in Wisconsin.
Part D Plan Basics | |
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Plan ID: | S5601-191 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $9.80/mo |
Deductible: | $280.00/yr |
Benefit Type: | Enhanced |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | Wisconsin |
Insured By: | Aetna Medicare |
Prescription Drug Plan Premium
Although SilverScript SmartSaver's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Aetna Medicare plan.
Basic Part D Premium: | $7.50 |
Supplemental Part D Premium: | $2.30 |
Total Part D Premium: | $9.80 |
Part D Premium with Full LIS Assistance: | $2.30 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $280.00. This is the amount you must pay at the pharmacy before Aetna Medicare begins paying its share.
NOTE: The deductible does not apply to one or more drug tiers in this plan (see "Prescription Drug Plan Out-of-Pocket Costs" below).
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, SilverScript SmartSaver has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $0.00 copay (deductible does not apply) | $8.00 copay (deductible does not apply) |
2 (Generic) | $5.00 copay | $12.00 copay |
3 (Preferred Brand) | 24% | 24% |
4 (Non-Preferred Drug) | 50% | 50% |
5 (Specialty Tier) | 29% | 29% |
Our Review & 2024 CMS Rating Marks
The following table shows the quality ratings for this Aetna Medicare plan. Each year CMS rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0.
This Medicare Part D plan gets 3.0 out of 5 stars overall. Here's our quick summary of how well SilverScript SmartSaver performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
On most measures, this Part D plan performs well. But it's good to know where it could use some improvement. Solving issues when a member has a problem getting their medications is critical, and SilverScript SmartSaver members say the plan does a good job when they call for help. When it comes to member complaints to Medicare, this plan does an average job. The member experience with this Aetna Medicare plan is about average. Drug safety and the accuracy of drug pricing with this plan are about average.
Every plan covers drugs differently, so it's important to look at your total cost. Most enhanced benefit plans have a higher premium than this one, but does it offer enhanced value on the medications you need? Although this enhanced benefit plan has an annual deductible, one of its formulary tiers is excluded (see table above).
Additional Enhanced Medicare Part D Plan Options in Wisconsin
Here are some additional plans in your area that might be worth reviewing:
- Cigna Extra Rx (S5617-261)
- Cigna Saver Rx (S5617-366)
- AARP Medicare Rx Preferred from UHC (S5820-015)
- Humana Premier Rx Plan (S5884-162)
- SilverScript Plus (S5601-033)
Contact Aetna Medicare
Plan Website: | Aetna Medicare Plan Information |
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Formulay Information: | Aetna Medicare Formulary Information |
Pharmacy Information: | Aetna Medicare Pharmacy Information |
Prospective Members: | (866)552-6106 |
TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Aetna Medicare, "http://www.aetnamedicare.com", Last Accessed March 11, 2024
- Medicare.gov, "Explore your Medicare coverage options", Last Accessed March 2, 2024
- Medicare.gov, "What Medicare Part D drug plans cover", Last Accessed March 1, 2024
- Medicare.gov, "Costs for Medicare drug coverage", Last Accessed March 3, 2024
- Medicare.gov, "Help with drug costs", Last Accessed February 19, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024