Cigna Saver Rx Rhode Island Part D Plan S5617-352 by Cigna
Cigna Saver Rx is a 2024 Enhanced Medicare Part D plan from Cigna that's available to people with Medicare Part A and/or Part B or a Medicare Advantage plan that does not include prescription drug plan benefits.
Cigna Saver Rx is a cost-sharing plan that has a $21.90 monthly premium, an initial coverage limit of $5,030, a $545.00 annual deductible, and an out-of-pocket threshold of $8,000. CMS rated this plan 2.5 (Below Average) out of 5 stars.
See more Medicare Part D Plans in Rhode Island.
Part D Plan Basics | |
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Plan ID: | S5617-352 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $21.90/mo |
Deductible: | $545.00/yr |
Benefit Type: | Enhanced |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | Rhode Island |
Insured By: | Cigna |
Prescription Drug Plan Premium
Although Cigna Saver Rx's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Cigna plan.
Basic Part D Premium: | $3.80 |
Supplemental Part D Premium: | $18.10 |
Total Part D Premium: | $21.90 |
Part D Premium with Full LIS Assistance: | $18.10 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Cigna begins paying its share.
NOTE: The deductible does not apply to one or more drug tiers in this plan (see "Prescription Drug Plan Out-of-Pocket Costs" below).
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Cigna Saver Rx has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $0.00 copay (deductible does not apply) | $10.00 copay (deductible does not apply) |
2 (Generic) | $6.00 copay | $20.00 copay |
3 (Preferred Brand) | 19% | 20% |
4 (Non-Preferred Drug) | 49% | 49% |
5 (Specialty Tier) | 25% | 25% |
Our Review & 2024 CMS Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0. Here are the most recent CMS ratings for this plan.
This Medicare Part D plan gets 2.5 out of 5 stars overall. Here's our quick summary of how well Cigna Saver Rx performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
Think twice before joining this sub-par Medicare Part D plan. Cigna Saver Rx does a poor job at customer service. When it comes to member complaints to Medicare, this plan does an average job. The member experience with this Cigna plan is about average. Drug safety and the accuracy of drug pricing with this plan are about average.
The true value of any Medicare Part D plan can only be judged by how well it covers your medications. Although the premium for most enhanced benefit plans is higher than this one, you'll need to make sure it offers greater value in terms of the medications you require. This plan has a deductible, but one tier is excluded (see table above).
Additional Enhanced Medicare Part D Plan Options in Rhode Island
Here are some additional plans in your area that might be worth reviewing:
- Mutual of Omaha Rx Premier (S7126-072)
- Blue MedicareRx Premier (S2893-003)
- Mutual of Omaha Rx Essential (S7126-105)
- SilverScript SmartSaver (S5601-177)
- Humana Walmart Value Rx Plan (S5884-182)
Contact Cigna
Plan Website: | Cigna Plan Information |
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Formulay Information: | Cigna Formulary Information |
Pharmacy Information: | Cigna Pharmacy Information |
Prospective Members: | (800)735-1459 |
TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Cigna, "http://www.cignamedicare.com", Last Accessed March 11, 2024
- Medicare.gov, "Drug coverage (part D)", Last Accessed March 2, 2024
- Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
- Medicare.gov, "Costs for Medicare drug coverage", Last Accessed March 3, 2024
- SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024