AARP Medicare Rx Preferred from UHC (PDP): S5820-019
What is Plan S5820-019 from UnitedHealthcare?
AARP Medicare Rx Preferred from UHC is a Enhanced Part D plan from UnitedHealthcare that's available to people with Original Medicare or a Medicare Advantage plan without Part D benefits.
This 2024 plan has a $0.00 annual deductible, an initial coverage limit of $5,030 (up from $4,660 in 2023), a $0.00 annual deductible, and an out-of-pocket threshold of $8,000 (up from $7,400 in 2023). This plan has an overall rating of 3.5 (Above Average) out of 5 stars.
| Plan Basics | |
|---|---|
| Plan ID: | S5820-019 |
| Plan Type: | PDP |
| Plan Year: | 2024 |
| Premium: | $111.80/mo |
| Deductible: | $0.00/yr |
| Benefit Type: | Enhanced |
| Rx Gap Coverage: | No |
| Low Income Subsidy: | No |
| Availability: | See List |
| Insured By: | UnitedHealthcare |
Prescription Drug Plan Premium
Although AARP Medicare Rx Preferred from UHC's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this UnitedHealthcare plan.
| Basic Part D Premium: | $82.40 |
| Supplemental Part D Premium: | $29.40 |
| Total Part D Premium: | $111.80 |
| Part D Premium with Full LIS Assistance: | $71.70 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $0.00. This is the amount you must pay at the pharmacy before UnitedHealthcare begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, AARP Medicare Rx Preferred from UHC has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
| Tier | Preferred | Standard |
|---|---|---|
| 1 (Preferred Generic) | $7.00 copay | $15.00 copay |
| 2 (Generic) | $12.00 copay | $20.00 copay |
| 3 (Preferred Brand) | $47.00 copay | $47.00 copay |
| 4 (Non-Preferred Drug) | 40% | 45% |
| 5 (Specialty Tier) | 33% | 33% |
CMS Rating Marks and Our Review
Each year Medicare rates drug plans (Part D) in several major categories. These ratings are designed to help you understand the quality of care and service you can expect if you join this plan.
This Medicare Part D plan gets 3.5 out of 5 stars overall. Here's our quick summary of how well AARP Medicare Rx Preferred from UHC performs.
| CMS Measure | Star Rating |
|---|---|
| Overall Plan Rating | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
In terms of quality, safety, and customer service, this Part D plan is just average. Solving issues when a member has a problem getting their medications is critical, and AARP Medicare Rx Preferred from UHC members say the plan does a good job when they call for help. Compared to other plans, Medicare gets relatively few member complaints about this plan. Medicare beneficiaries enrolled in this UnitedHealthcare plan enjoy a good member experience. Measuring drug safety and the accuracy of drug pricing are one way we can measure quality, and this plan scores good at both.
You can't judge a Part D plan on its monthly premium or annual deductible. You have to look at the overall cost of your prescriptions. There are enhanced benefit plans with a lower monthly premium than this one. That's okay if the plan covers your prescriptions at a better overall price. This plan comes with a zero-dollar deductible, so you have first-dollar coverage.
Plan Availability
AARP Medicare Rx Preferred from UHC is available in the following states:
Contact UnitedHealthcare
| Plan Website: | UnitedHealthcare Plan Information |
|---|---|
| Formulay Information: | UnitedHealthcare Formulary Information |
| Pharmacy Information: | UnitedHealthcare Pharmacy Information |
| Prospective Members: | (888)867-5564 |
| TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- UnitedHealthcare, "http://www.AARPMedicarePlans.com", Last Accessed October 15, 2023
- Medicare.gov, "How to get prescription drug coverage", Last Accessed August 28, 2023
- Medicare.gov, "What Medicare Part D drug plans cover", Last Accessed July 1, 2023
- Medicare.gov, "Medicare costs at a glance", Last Accessed June 11, 2023
- Medicare.gov, "Help with drug costs", Last Accessed June 19, 2023
- CMS.gov, "Landscape Source Files", Last Accessed January 15, 2023
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 15, 2023