• Skip to main content
  • Skip to secondary menu
  • Skip to footer
MedicareWire

MedicareWire

Best Medicare plan, cost, and enrollment tools for seniors.

Speak with a Licensed Advisor[1]

1-855-728-0510 (TTY 711)

Mon-Sun, 8am to 11pm EST

  • Medicare Advantage
  • Special Needs
  • Medigap
  • Medicare Part D
  • More➲
    • Senior Dental Plans
    • Medicare Mistakes
    • What Does Medicare Cover?
    • Important Resources
    • Frequently Asked Questions
    • Medicare Glossary
Medicare Part D
 » 
AARP MedicareRx Preferred

AARP MedicareRx Preferred (Enhanced PDP) A 2023 Medicare Part D Plan Review

☆☆☆☆☆

AARP MedicareRx Preferred is a 2023 Enhanced Medicare Part DMedicare Part D plans are an option Medicare beneficiaries can use to get prescription drug coverage. Part D plans provide cost-sharing on covered medications in four different phases: deductible, initial coverage, coverage gap, and catastrophic. Each... plan (S5820-019) from UnitedHealthcare that's available to people with Medicare Part A and/or Part B or a Medicare Advantage plan that does not include prescription benefits.

This is a cost-sharing plan that has an initial coverage limitOnce you have met your yearly deductible, you will pay a copayment or coinsurance for each covered drug until you reach the initial coverage limit. You will then enter your plan’s coverage gap (aka, “donut... of $4,660 and a $0.00 annual deductibleA deductible is an amount a beneficiary must pay for their health care expenses before the health insurance policy begins to pay its share.. CMS rated this plan 3.5 (Above Average) out of 5 stars.

This page contains editorial content that is not endorsed or approved by UnitedHealthcare[2]. This is not a solicitation of insurance.

Key Takeaways

  1. This is an enhanced benefit Medicare Part D plan from UnitedHealthcare.
  2. Enhanced benefit plans, like AARP MedicareRx Preferred, have a higher actuarial value than basic benefit plans.
  3. Actuarial value simply refers to the percentage of cost covered by AARP MedicareRx Preferred.
  4. The premiumA premium is an amount that an insurance policyholder must pay for coverage. Premiums are typically paid on a monthly basis. In the federal Medicare program, there are four different types of premiums.  is $112.70 per month. You pay this amount even if you don't have regular prescriptions.
  5. The deductible is $0.00 per year.
  6. This plan offers additional coverage in the donut hole (coverage gapA period of time in which you pay higher cost-sharing for prescription drugs until you spend enough to qualify for catastrophic coverage.).
  7. This plan does not qualify for the Extra Help program's full low-income subsidySocial Security's Low-Income Subsidy (LIS) program helps Medicare beneficiaries pay for their Medicare Part D prescription drugs by paying some of the costs. Also known as "Extra Help", beneficiaries who qualify for LIS receive premium....
  8. Costs can vary significantly between plans. If you have regular prescriptions it is important to compare costs carefully before you enroll.
Plan Basics
Plan ID:S5820-019
Plan Type:PDP
Plan Year:2023
Premium:$112.70/mo
Deductible:$0.00/yr
Benefit Type:Enhanced
Rx Gap Coverage:Yes
Low Income Subsidy:No
Availability:See List
Insured By:UnitedHealthcare

WARNING: Before enrolling in a Part D plan, take the time to evaluate the cost of your regular prescriptions.

We're Here to Help You Enroll

Secure Online Enrollment

Or Call for Live Support
1-855-728-0510 (TTY 711)

Read Our Review
Contact the Plan
If you qualify for Medicare but don't know where to begin, we have licensed agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions and help you get enrolled. There's no obligation.

Prescription Drug Plan Premium

Although AARP MedicareRx Preferred's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this UnitedHealthcare plan.

Basic Part D Premium:$88.30
Supplemental Part D Premium:$24.40
Total Part D Premium:$112.70
Part D Premium with Full LIS Assistance:$80.80
Part D Premium with 75% LIS Assistance:$88.80
Part D Premium with 50% LIS Assistance:$96.70
Part D Premium with 25% LIS Assistance:$104.70

For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.

Prescription Drug Plan Deductible

The Medicare Part D annual deductible with this plan is $0.00. This is the amount you must pay at the pharmacy before UnitedHealthcare begins paying its share.

Prescription Drug Plan Out-of-Pocket Costs

In addition to the plan's monthly premium and deductible, AARP MedicareRx Preferred has copaymentsA copayment, also known as a copay, is a set dollar amount you are required to pay for a medical service. (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.

TierPreferredStandard
1 (Preferred Generic)$7.00 copay$15.00 copay
2 (Generic)$12.00 copay$20.00 copay
3 (Preferred Brand)$47.00 copay$47.00 copay
4 (Non-Preferred Drug)40%45%
5 (Specialty Tier)33%33%

A Brief Review and CMS 5-Star Rating Marks

This Medicare Part D plan gets 3.5 out of 5 stars overall. Here's our quick summary of how well AARP MedicareRx Preferred performs.

Most Part D plans get average marks, including this one. AARP MedicareRx Preferred delivers an excellent customer care experience when members call for help. Compared to other plans, Medicare gets relatively few member complaints about this plan. Medicare beneficiaries enrolled in this UnitedHealthcare plan enjoy a good member experience. When it comes to drug safety and the accuracy of drug pricing, this plan is below average.

The true value of any Medicare Part D plan can only be judged by how well it covers your medications. You can find enhanced benefit plans that have a lower monthly cost than this one. If the plan covers your prescriptions at a lower price overall, that's fine. With no annual deductible, this plan offers first-dollar coverage.

The following table shows the quality ratings for this UnitedHealthcare plan. Each year CMS rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0:

CMS MeasureStar Rating
Overall Plan Rating☆☆☆☆☆
Drug Plan Customer Service☆☆☆☆☆
Complaints and Changes in the Drug Plan☆☆☆☆☆
Member Experience with the Drug Plan☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

Plan Availability

AARP MedicareRx Preferred is available in the following states:

Mississippi

Contact UnitedHealthcare

Call 1-855-728-0510 (TTY 711) to learn more about this Medicare Part D plan and other plans on this site. You may also Enroll Online using our safe and secure online enrollment website or take advantage of the following plan resources:
Plan Website:UnitedHealthcare Plan Information
Formulay Information:UnitedHealthcare Formulary Information
Pharmacy Information:UnitedHealthcare Pharmacy Information
Prospective Members:(888)867-5564
TTY Users:(711)-

If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare AdvantageMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B). program on www.medicare.gov.

Citations & References

  • UnitedHealthcare, "http://www.AARPMedicarePlans.com", Last Accessed October 15, 2021
  • Medicare.gov, "Drug coverage (part D)", Last Accessed September 21, 2022
  • Medicare.gov, "How Part D works with other insurance", Last Accessed August 14, 2022
  • Medicare.gov, "Catastrophic coverage", Last Accessed June 13, 2022
  • SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed June 9, 2022
  • CMS.gov, "Landscape Source Files", Last Accessed January 15, 2023
  • CMS.gov, "Medicare Part C & D Performance", Last Accessed January 15, 2023

The 2023 Medicare Part D Plans for information on this page was last updated on January 15, 2023.

Footer

About MedicareWire

  • About
  • Contact
  • Code of Conduct
  • MCMG Compliance
  • Privacy
  • California Consumer Privacy
  • Disclosure
  • Personally Identifiable Health Information

[1] Licensed Sales Agent

Licensed sales agent (“advisor”) services are provided by HealthCompare Insurance Services, Inc., MedicareWire’s trusted partner. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate. Read our full sales agent disclosure.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

Medicare Plan Directories

  • Medicare Advantage
  • Special Needs Plans
  • Medigap Plans
  • Medicare Part D
  • Senior Dental Plans

Copyright © 2023 MedicareWire.com - All Rights Reserved
101 W Goodwin St #2487, Prescott, AZ 86302

MedicareWire.com is a non-government website and is not endorsed by the Centers for Medicare & Medicaid Services (CMS) or any other government agency. For official government information, please visit Medicare.gov (1-800-MEDICARE). By using MedicareWire.com you agree to our Terms of Service and Privacy Policy.

Partner Disclosure: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.


MULTIPLAN_HCIMEDWIR01_M

2022 Plan Notification

If you would like us to notify you when the 2022 Medicare Advantage and Part D prescription drug plans have been posted, enter your First Name and Email. We value your privacy. You will not be added to a marketing list (no spam!).

  • Your first name only, please.
  • Give us your best email so we can let you know when the 2022 plans have been posted.

Get a FREE Medigap Rate Analysis... and Save!


We'll save you money with a FREE Medicare Supplement insurance rate analysis!

The only way to know if you are getting the best deal on your Medicare Supplement insurance is to see all rates from all insurance carriers. That's what we'll send you when you fill out the form below. We won't spam you, call you, or sell your information. That's a promise!

Complete this form and we'll email your free report in 1 business day or less.

  • This field is for validation purposes and should be left unchanged.