Prescription Blue Premium Michigan Part D Plan S5584-002 by Blue Cross Blue Shield of Michigan
Prescription Blue Premium is a 2024 Enhanced Medicare Part D plan from Blue Cross Blue Shield of Michigan that's available to individuals enrolled in a Medicare Advantage plan without prescription drug plan benefits or Medicare Part A and/or Part B.
This plan has a monthly premium of $117.40, an initial coverage limit of $5,030, an out-of-pocket threshold of $8,000, and a $0.00 deductible that must be paid before cost-sharing begins. CMS rated this plan 4.5 (Good+) out of 5 stars.
See more 2024 Medicare Part D Plans in Michigan.
Part D Plan Basics | |
---|---|
Plan ID: | S5584-002 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $117.40/mo |
Deductible: | $0.00/yr |
Benefit Type: | Enhanced |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | Michigan |
Insured By: | Blue Cross Blue Shield of Michigan |
Prescription Drug Plan Premium
Although Prescription Blue Premium's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Blue Cross Blue Shield of Michigan plan.
Basic Part D Premium: | $66.00 |
Supplemental Part D Premium: | $51.40 |
Total Part D Premium: | $117.40 |
Part D Premium with Full LIS Assistance: | $81.50 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $0.00. This is the amount you must pay at the pharmacy before Blue Cross Blue Shield of Michigan begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Prescription Blue Premium has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
---|---|---|
1 (Preferred Generic) | $1.00 copay | $6.00 copay |
2 (Generic) | $5.00 copay | $10.00 copay |
3 (Preferred Brand) | $40.00 copay | $45.00 copay |
4 (Non-Preferred Drug) | 45% | 45% |
5 (Specialty Tier) | 33% | 33% |
Our Review & 2024 CMS Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0. Here are the most recent CMS ratings for this plan.
This Medicare Part D plan gets 4.5 out of 5 stars overall. Here's our quick summary of how well Prescription Blue Premium performs.
CMS Measure | Star Rating |
---|---|
Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
If you're looking for a quality prescription drug plan, this one gets top marks. Prescription Blue Premium does an average job helping member when they call with an issue. Member complaints to Medicare about this plan are very low. Overall, members say their experience with this Blue Cross Blue Shield of Michigan plan is excellent. When it comes to managing drug safety and the accuracy of drug pricing, this plan gets the highest marks.
Every plan covers drugs differently, so it's important to look at your total cost. You can find enhanced benefit plans that have a lower monthly cost than this one. If the plan covers your prescriptions at a lower price overall, that's fine. This plan has a zero-dollar deductible. That means you have first-dollar coverage.
Additional Enhanced Medicare Part D Plan Options in Michigan
Here are some additional plans in your area that might be worth reviewing:
- AARP Medicare Rx Preferred from UHC (S5820-012)
- SilverScript Plus (S5601-027)
- Cigna Saver Rx (S5617-363)
- Cigna Extra Rx (S5617-258)
- Mutual of Omaha Rx Premier (S7126-082)
Contact Blue Cross Blue Shield of Michigan
Plan Website: | Blue Cross Blue Shield of Michigan Plan Information |
---|---|
Formulay Information: | Blue Cross Blue Shield of Michigan Formulary Information |
Pharmacy Information: | Blue Cross Blue Shield of Michigan Pharmacy Information |
Prospective Members: | (888)563-3307 |
TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Blue Cross Blue Shield of Michigan, "http://www.bcbsm.com/medicare", Last Accessed March 11, 2024
- Medicare.gov, "Explore your Medicare coverage options", Last Accessed March 2, 2024
- Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
- Medicare.gov, "Costs for Medicare drug coverage", Last Accessed March 3, 2024
- SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024