Prescription Blue Select Michigan Part D Plan S5584-001 by Blue Cross Blue Shield of Michigan
Prescription Blue Select is a Basic prescription drug plan from Blue Cross Blue Shield of Michigan that's available to people enrolled in Original Medicare or a Medicare Advantage plan without Part D benefits.
This 2024 Medicare Part D plan has a $96.00 monthly premium, $545.00 annual deductible, $5,030 initial coverage limit, and a $8,000 out-of-pocket threshold. This plan is rated 4.5 (Good+) stars by CMS.
See more Top Medicare Part D Plans in Michigan.
Part D Plan Basics | |
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Plan ID: | S5584-001 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $96.00/mo |
Deductible: | $545.00/yr |
Benefit Type: | Basic |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | Michigan |
Insured By: | Blue Cross Blue Shield of Michigan |
Prescription Drug Plan Premium
Although Prescription Blue Select's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Blue Cross Blue Shield of Michigan plan.
Basic Part D Premium: | $96.00 |
Supplemental Part D Premium: | $0.00 |
Total Part D Premium: | $96.00 |
Part D Premium with Full LIS Assistance: | $60.10 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Blue Cross Blue Shield of Michigan begins paying its share.
NOTE: The deductible does not apply to one or more drug tiers in this plan (see "Prescription Drug Plan Out-of-Pocket Costs" below).
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Prescription Blue Select has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $0.00 copay (deductible does not apply) | $5.00 copay (deductible does not apply) |
2 (Generic) | $11.00 copay | $18.00 copay |
3 (Preferred Brand) | $42.00 copay | $47.00 copay |
4 (Non-Preferred Drug) | 38% | 38% |
5 (Specialty Tier) | 25% | 25% |
CMS Rating Marks and Our Review
Each year Medicare rates drug plans (Part D) in several major categories. These ratings are designed to help you understand the quality of care and service you can expect if you join this plan.
This Medicare Part D plan gets 4.5 out of 5 stars overall. Here's our quick summary of how well Prescription Blue Select performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
This Medicare Part D plan is one of the top performers in Michigan. Prescription Blue Select does an average job helping member when they call with an issue. Member complaints to Medicare about this plan are very low. Overall, members say their experience with this Blue Cross Blue Shield of Michigan plan is excellent. When it comes to managing drug safety and the accuracy of drug pricing, this plan gets the highest marks.
You can't judge a Part D plan on its monthly premium or annual deductible. You have to look at the overall cost of your prescriptions. You can find basic benefits plans that have a lower monthly fee than this one. That's OK if the plan covers your prescriptions at the lowest possible price. Although the deductible seems high for this plan, at least one tier of the formulary is exempt.
Additional Basic Medicare Part D Plan Options in Michigan
Here are some additional plans in your area that might be worth reviewing:
- Clear Spring Health Value Rx (S6946-010)
- SilverScript Choice (S5601-026)
- Mutual of Omaha Rx Plus (S7126-012)
- Wellcare Classic (S4802-084)
- AARP Medicare Rx Basic from UHC (S5921-358)
Contact Blue Cross Blue Shield of Michigan
Plan Website: | Blue Cross Blue Shield of Michigan Plan Information |
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Formulay Information: | Blue Cross Blue Shield of Michigan Formulary Information |
Pharmacy Information: | Blue Cross Blue Shield of Michigan Pharmacy Information |
Prospective Members: | (888)563-3307 |
TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Blue Cross Blue Shield of Michigan, "http://www.bcbsm.com/medicare", Last Accessed March 11, 2024
- Medicare.gov, "How to get prescription drug coverage", Last Accessed March 2, 2024
- Benefits.gov, "Medicare Prescription Drug Plans", Last Accessed March 1, 2024
- Medicare.gov, "Medicare costs at a glance", Last Accessed March 11, 2024
- SSA.gov, "Apply for Medicare Part D Extra Help program", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024