Cigna Saver Rx Mississippi Part D Plan S5617-370 by Cigna
Cigna Saver Rx is a Enhanced prescription drug plan from Cigna that's available to people enrolled in Original Medicare or a Medicare Advantage plan without Part D benefits.
This 2024 Medicare Part D plan has a $25.40 monthly premium, $545.00 annual deductible, $5,030 initial coverage limit, and a $8,000 out-of-pocket threshold. This plan is rated 2.5 (Below Average) stars by CMS.
See more Top Medicare Part D Plans in Mississippi.
Part D Plan Basics | |
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Plan ID: | S5617-370 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $25.40/mo |
Deductible: | $545.00/yr |
Benefit Type: | Enhanced |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | Mississippi |
Insured By: | Cigna |
Prescription Drug Plan Premium
Although Cigna Saver Rx's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Cigna plan.
Basic Part D Premium: | $10.60 |
Supplemental Part D Premium: | $14.80 |
Total Part D Premium: | $25.40 |
Part D Premium with Full LIS Assistance: | $14.80 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Cigna begins paying its share.
NOTE: The deductible does not apply to one or more drug tiers in this plan (see "Prescription Drug Plan Out-of-Pocket Costs" below).
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Cigna Saver Rx has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $0.00 copay (deductible does not apply) | $10.00 copay (deductible does not apply) |
2 (Generic) | $6.00 copay | $20.00 copay |
3 (Preferred Brand) | 18% | 19% |
4 (Non-Preferred Drug) | 48% | 49% |
5 (Specialty Tier) | 25% | 25% |
A Brief Review and CMS 5-Star Rating Marks
The following table shows the quality ratings for this Cigna plan. Each year CMS rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0.
This Medicare Part D plan gets 2.5 out of 5 stars overall. Here's our quick summary of how well Cigna Saver Rx performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
You have options, and this one is below average. Cigna Saver Rx does a poor job at customer service. When it comes to member complaints to Medicare, this plan does an average job. The member experience with this Cigna plan is about average. Drug safety and the accuracy of drug pricing with this plan are about average.
The true value of any Medicare Part D plan can only be judged by how well it covers your medications. The premiums for many enhanced benefit plans in Mississippi are higher than this one. However, that does not necessarily mean they offer greater value. Although this enhanced benefit plan has an annual deductible, one of its formulary tiers is excluded (see table above).
Additional Enhanced Medicare Part D Plan Options in Mississippi
Here are some additional plans in your area that might be worth reviewing:
- AARP Medicare Rx Walgreens from UHC (S5921-401)
- AARP Medicare Rx Preferred from UHC (S5820-019)
- Humana Premier Rx Plan (S5884-166)
- Wellcare Value Script (S4802-154)
- Mutual of Omaha Rx Premier (S7126-089)
Contact Cigna
Plan Website: | Cigna Plan Information |
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Formulay Information: | Cigna Formulary Information |
Pharmacy Information: | Cigna Pharmacy Information |
Prospective Members: | (800)735-1459 |
TTY Users: | (711)- |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Cigna, "http://www.cignamedicare.com", Last Accessed March 11, 2024
- Medicare.gov, "How to get prescription drug coverage", Last Accessed March 2, 2024
- Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
- Medicare.gov, "Catastrophic coverage", Last Accessed March 13, 2024
- SSA.gov, "Apply for Medicare Part D Extra Help program", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024