Select a West Virginia County below to browse and compare your 2018 Medicare Advantage plan options. When you enroll, your Original Medicare private-fee-for-service benefits are replaced with an approved managed care plan that saves you money.
Be aware that senior citizen health insurance plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area. Choose your county below.
Getting Enrolled in Medicare Advantage
Most West Virginia seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with West Virginia Medicare Supplement Insurance and a West Virginia Medicare Part D Plan (for help with your prescription drugs).
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our West Virginia Medigap Plans page. All Medigap plans are standardized. That means you can chose the plan you need based on best price without worrying about the benefits.
About Our 2018 Medicare Part C Information
We collect Medicare health insurance information from public files on CMS.gov. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote.
For more information about the Medicare program, visit http://cms.gov. This page is maintained by David Bynon and was last updated on .