On this page we help consumers: Compare South Dakota Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
As you may know, Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below).
Who Can Enroll in a South Dakota Medicare Advantage Plan?
If you are age 65 or older, you most likely qualify to enroll in a South Dakota Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent South Dakota insurance agent. This is the best way to go if you need someone to help advise you.
South Dakota Medigap Plan vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with South Dakota Medicare Supplement Insurance and a South Dakota Medicare Part D Plan (for help with your prescription drugs).
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our South Dakota Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .