On this page we help consumers: Compare Rhode Island Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
You're one little step away from the plans page. You'll need to go to your County page (below) to see the plans that apply to you. Medicare Advantage plan options vary by area.
How-To Enroll in a 2020 Medicare Advantage Plan in Rhode Island
Most people living in Rhode Island, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Rhode Island insurance agent. This is the best way to go if you need someone to help advise you.
Rhode Island Medigap Plan vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Rhode Island Medicare Supplement Insurance and a Rhode Island Medicare Part D Plan (for help with your prescription drugs).
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Rhode Island Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .