2020 Medicare Advantage Plans in Massachusetts Medicare Part C

Looking for the top Medicare Advantage plans in Massachusetts for 2020? Fantastic, but you'll need to take just one more small step. Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below). Here's why.

Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better. Click on your County to get started.

Who Can Enroll in Medicare Advantage?

If you are age 65 or older, you most likely qualify to enroll in a Massachusetts Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.

To get enrolled:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Massachusetts insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. Medicare Advantage

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Massachusetts Medicare Part D Plan (prescriptions) and Massachusetts Medicare Supplement Insurance.

If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Massachusetts Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.

About Our 2020 MA and MAPD Information

The health insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We update our databases quarterly. However, we are unable to verify the correctness of the data received. You must consult with a licensed insurance agent to get an exact quote for your situation.